Payments Geek, Banking Educator, trying to keep up with a changing world #cornerstoneadvisors #gonzobanker

Scottsdale, AZ
The Journey Toward 2030: Becoming a Smarter Bank is your roadmap to what’s next, built around five bold pillars. We’re breaking it all down in a brand-new report — and a weekly video series featuring real talk from the front lines. 🔗 hubs.ly/Q03kkd9l0 #SmarterBank
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Every Banker in the Country @AlexH_Johnson

ALT Ice Cube Friday GIF

Every retailer in America:

ALT No The Office GIF

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We’re close to decoding dolphin speech using AI. If we do, we are opening a new chapter in understanding animal intelligence that’s never been achieved before.
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Tony DeSanctis retweeted
New @ABABankers statement expresses disappointment with @CFPB Section 1033 Final Rule “after so many years of good-faith efforts by parties on all sides to improve consumer outcomes." buff.ly/48ko6gK
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🌟Ready to master Vendor Management? Join our "Survivor: Vendor Management Edition" webinar on 7/24! You are only as good as your vendors. Find out how you can thrive instead of just survive. Register 👉 bit.ly/3RWFKAk #vendormanagement #banks #creditunions @tonycornerst
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#Latefee rule not lowering cost. In the least surprising news of the day @Synchrony is raising fees and adding a paper statement fee to offset the late fee rule. All customers will be paying more to offset people who do not pay on time. #CFPB #MIMS
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🔥 C&I is an untapped opportunity for loan growth. In this episode of Hot Takes, @tonycornerst & Joel Pruis break down surprising findings of C&I lending in some of the top banks. 📺 bit.ly/3VYZrKD. #CILending #BusinessGrowth #CI #HotTakes
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#AI #DigitalTransformation #Embeddedfinance #generationalmarketing all distrupt the business as usual of banking. Join us to discuss at our Disruption University classes in May and Oct. DM me feel free to email at the link below.
Dive into the future of banking at Disruption University! Join the 2-day program packed w/sessions on 💻 Digitization 🤖 AI 🎯 Generational Marketing 🔌 Embedded Fintech💰 Lending Trends 💳 Payments Transformation 🛠️ Platform Solutions. Email education@crnrstone.com to know more!
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My first take on the @Discover @CapitalOne merger. What are your thoughts? What did I miss? Besides the total deposits from Discover is $109B(total) and not $84B (that is US) @AlexH_Johnson @rshevlin @SamKilmer @MaryMWisniewski
🔥Hot Takes with @tonycornerst. First look at the @CapitalOne & @DiscoverCard merger. The why is simple. Growth, more cheap deposits, and expense savings. What makes this different? The network. Check it out and let us know your thoughts in the comments. #DebitCards #CreditCards
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On @discovercard and @CapitalOne merger. The one thing I know is that if @SenatorDurbin is truly focused on competition within the #cardnetworks and not lining the pockets of #merchants he should be advocating for this merger with the same vigor that @SenWarren is against it.
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Durbin has added two more misguided senators to #CCCA as co-sponsors. He is also holding a hearing with the networks and airlines, which one can only assume is to skewer them for the cashback and mileage benefits. These abusive programs must be stopped for the good of us all! Grr
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Another great effort from Glenn Grossman @GonzoBanker on the realities of #interchange! We need to continue to get this message out to regulators and legislators. bit.ly/42OuwSJ
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#PaybyBank the next payment rail? @sytaylor covers whether it can be successful in the US. 💵The gap in fraud mitigation has to be addressed 💵Consumer adoption must be tied to incentives 💵Regulation makes it easier to create a viable UX sytaylor.substack.com/p/is-p…
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#AI will play a role in #payments. While it is early the boat has left the dock. Excited to be a part of this issue. Shoutout to @DTPaymentNews for the opportunity
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This 👇
The more I spend time in fintech, the more I think interchange rates should be HIGHER. The biggest cost here is fraud - the more the regs allow bad actors to thrive (cough cough disputes) the more you'll see that number inflate. A politician assigning maximums doesn't work.
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This 👇🏻
Them: Crypto is a fraud, look at SBF today Me: Bernie Madoff Them: Your point? Me: The fraud isn't intrinsic to technology, it is intrinsic to humans. You and I also happen to be humans.
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Must listen!
Is the #CreditCard Competition Act good for anybody? It's not good for consumers, small business, or #banks and #creditunions. Check out a new episode of the What's Going On in Banking podcast with Michele Alt of Klaros Group. lnkd.in/euRrf_8P #payments #Durbin
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No Microphone at 90! What a talent and what a voice. Rest in peace Mr Bennett!
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