I help business owners to identify opportunities and resources to plan, start and grow their businesses. Contact: 07031542324 info@utibeetim.com
Lagos Nigeria
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The worst time to start preparing for funding is when you desperately need the money.
Don't wait until you find a grant, loan or investor before you start putting your documents together.
Depending on the opportunity, you may need a business plan, financial projections, CAC documents, bank statements, financial records and other supporting documents.
Know how much you need. Know what you need it for. Understand your numbers.
If funding is part of your plan for the end of this year or early next year, start becoming funding-ready now.
If you need professional support with your business plan, financial projections, feasibility study or related funding documentation: UtibeEtim.com
Whether you work with us or prepare it yourself, start early.
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Your work should speak for you. Your results should speak for you. You don't need influencers to showcase your results.
No need to hire influencers with taxpayers' money to promote poor performances.
EXTRA: FG to engage 4,000 influencers to showcase Tinubu’s projects, says Umahi
The federal government has announced plans to engage 4,000 social media influencers to showcase infrastructure projects delivered under the administration of President Bola Tinubu.
David Umahi, minister of works, spoke on Tuesday in Abuja while receiving a report from the National Association of Nigerian Students (NANS) on its inspection of federal road projects in Kano, Jigawa, Kaduna and Sokoto.
Umahi said the proposed influencer network would help communicate the government’s achievements directly to Nigerians, particularly young people ahead of the 2027 general election.
thecable.ng/extra-fg-to-enga…
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Before you commit serious money to a business, create a business plan.
Even if you are not looking for investors, you still need a clear roadmap for how the business will work.
“I’m using my own money” is a good reason to plan carefully.
You worked for that money. Before committing it, understand your customers, your costs, how you will generate sales and how long your cash can sustain the business.
Writing the plan may expose something you overlooked: a cost you left out, a sales assumption you cannot support or a gap in how the business will operate.
Finding that out early gives you room to adjust.
Understand Before You Build.
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Are you a young creative using your skills to solve sustainability challenges?
The Swarovski Foundation’s Creatives for Our Future programme offers a €20,000 grant for selected creatives.
Deadline: 9 November 2026.
See eligibility and how to apply 👇
utibeetim.com/swarovski-foun…
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This is massive. Thank you MrBeast.
MrBeast shows his BIGGEST charity project yet, spending over $10 MILLION to build an entire VILLAGE designed to help kids attend school instead of being forced into child labor 👀🔥
The village includes a SCHOOL, community center, library, medical center, farm, playground, sports fields and HOUSES FOR TEACHERS 🤯
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Create a business plan as your very first step if you are
planning to build a business. Whether you will be
searching for investors or not, this plan will be the
blueprint for your success.
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Localising ChatGPT Plus pricing to Naira is a massive scam due to Dynamic Currency Conversion (DCC) markups.
• Billed in USD ($21.4 with VAT): GTBank charged ₦28,590.4 (N1,336/dollar rate)
• Billed in Naira via DCC: OpenAI says ₦31,500, but GTBank deducted ₦32,130 due to poor conversion rates!
We are paying ₦3,539 extra monthly and ₦42,468 extra a year down the drain! How do I switch back to USD? 🤬
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Just checked the latest standings on the @NEISNigeria 2027 Presidential Civic Poll portal 🗳️
The numbers are showing an interesting pre-election pulse across the states. It's still early, but every vote shapes the projection data.
Have you cast your mock vote yet? Check out the live chart here: neis.ng/civicpolls
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This is exactly what happens when we stay indifferent about who leads us. On election day, instead of coming out to vote, too many people, especially women, prefer to stay home and watch movies.
We allow bad leaders to slide into power, and when they fail to provide basic amenities, we spend the next four years complaining.
Come January, if you don't like what you see, change it with your vote.
Stop saying politics doesn't concern you. Your future does.
“I Hate This Country With Passion. Little Things That Shouldn’t Be a Problem Are Problems In Nigeria. Why Is Electricity Difficult In 2026? Do You Know How Many People Have Lost Jobs Because Of Electricity?”
Lady Cries After Losing Job Due To Electricity.
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I pray INEC does the right thing this time. This revelation will force them to do the right thing because metadata would be used as evidence in the tribunal.
INEC did not take Nigerians seriously in 2023. The Commission was irresponsible and nonchalant in the way it managed the election, and whether that was due to gross negligence, incompetence, or deliberate interference, the failures were simply unacceptable.
Before the election, INEC told Nigerians that polling-unit results would be uploaded to IReV using only the BVAS machine.
Yet our analysis shows that more than 50k presidential result sheets appear to have been uploaded to the IReV portal using private mobile phones. Over 800 different phone models. The number is likely much higher if we consider all the elections that took place in 2023.
And this is entirely separate from the much-discussed IReV upload glitch during the presidential election.
This raises serious security and chain-of-custody concerns. You mean someone could stay at home, log in to the IReV portal using a personal device, and upload a result?
The good news is that in the recent Ekiti and Osun governorship elections, all the results we reviewed were uploaded exclusively using BVAS.
But this is not just about the BVAS.
@inecnigeria has four months to thoroughly audit its entire election technology, identify and fix every vulnerability, and scale its infrastructure and resources to handle election-day demand in 2027.
We will not accept any excuse from INEC this time around.
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Many entrepreneurs believe there are no funding opportunities available to Nigerian businesses.
That's not always the problem.
Sometimes the opportunities exist, but you don't know where to find them.
Sometimes you discover them when the deadline is only a few days away.
And sometimes you find an opportunity but don't know whether you qualify or what you need to prepare.
That's why I regularly source and curate credible grants, loans, competitions, accelerators and other funding and empowerment opportunities available to Nigerian entrepreneurs and businesses.
I've updated the latest opportunities here:
UtibeEtim.com/funding
Don't apply blindly. Check the eligibility, requirements and deadline and determine whether the opportunity actually fits your business.
And don't wait until you desperately need funding before you start looking.
Start early. Prepare early. Apply when the right opportunity comes.
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Let him go and fulfill his dream. It will cause Athletico Madrid more harm than good to keep an unhappy player.
🚨🔴⚪️ Atlético Madrid CEO Gil Marín: “We are even more angry, we are disgusted by the lies, the lack of transparency and professionalism of Barça”.
“Julián Álvarez will NOT be transferred to Barça. I give my word”.
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Good news! Rodri, Anthony Gordon, and Karim Adeyemi have been registered.
It is just 4 days until Barça kicks off the season against Elche, and the registration anxiety is hitting hard again!
I thought they said we finally achieved the 1-1 rule. If our finances are sorted, why are we still playing this dangerous waiting game? We signed superstars like Rodri, Anthony Gordon, Karim Adeyemi, and João Cancelo. It's an elite squad, but a transfer means nothing if they can't play the season opener.
Register these players now so our minds can be at rest! We don't need to wait until the last minute. Real Madrid already registered all their new signings without any drama. Time for Deco and Laporta to finish the paperwork. Let’s start the season with a statement, not registration stress! 🔵🔴
#ElcheBarca #LaLiga #FCBarcelona #Rodri #Gordon #Adeyemi
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It is just 4 days until Barça kicks off the season against Elche, and the registration anxiety is hitting hard again!
I thought they said we finally achieved the 1-1 rule. If our finances are sorted, why are we still playing this dangerous waiting game? We signed superstars like Rodri, Anthony Gordon, Karim Adeyemi, and João Cancelo. It's an elite squad, but a transfer means nothing if they can't play the season opener.
Register these players now so our minds can be at rest! We don't need to wait until the last minute. Real Madrid already registered all their new signings without any drama. Time for Deco and Laporta to finish the paperwork. Let’s start the season with a statement, not registration stress! 🔵🔴
#ElcheBarca #LaLiga #FCBarcelona #Rodri #Gordon #Adeyemi
Made with AI
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The FCCPC’s recent cross-border field report has completely opened our eyes to the harsh reality of the cement price paradox in Nigeria. We are sitting on an absolute goldmine of raw materials, yet we are being squeezed the hardest at the retail pump.
Look at the stark data from the report benchmarking a 50kg bag:
🇪🇬 Egypt: ₦4,500 – ₦5,000
🇿🇦 South Africa: ₦6,000 – ₦7,000
🇹🇿 Tanzania: ₦6,528
🇰🇪 Kenya: ₦7,344
🇹🇬 Togo: ₦9,180
🇳🇬 Nigeria: ₦11,800 – ₦14,500
The contrast here is deeply troubling. Nigeria has more limestone deposits than almost all of these countries combined (except Egypt). The FCCPC explicitly highlighted Togo, a country with no major limestone deposits of its own to manufacture cement locally from scratch, yet its retail price remains significantly lower than ours.
Basic economics dictates that abundance plus massive surplus equals lower prices. Nigeria boasts an annual installed production capacity of 60 to 65 million metric tonnes, while our domestic consumption sits at just 25 to 30 million metric tonnes. We are a major net exporter with an ocean of excess capacity, yet we are forced to pay the highest retail prices on the entire continent.
To justify this, manufacturers like Dangote point to massive structural hurdles, claiming they’ve spent over a billion dollars on private power infrastructure, that energy self-generation eats up 60% of production costs, and that FX volatility has caused a 333% spike in imported coal and diesel costs.
But here is the ultimate question: If these local operational costs are so crippling, how are we able to export cement to these neighbouring countries and allow them to sell it cheaper to their citizens than we can buy it at home? Why must the domestic Nigerian consumer bear 100% of the burden for structural failures while enriching external markets?
The FCCPC investigation has finally exposed the gap between production reality and retail pricing. It’s time for full transparency and a fair deal for Nigerian builders. 🇳🇬
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Congratulations to Governor Ademola Adeleke, whose victory proved that even with federal might, the APC couldn't win.
The Returning Officer, Joshua Olalekan Ogunwole, declares Accord candidate, Ademola Adeleke, the winner of the Osun State governorship election with 511067 votes, beating the APC candidate, Bola Oyebamiji, who polled 444,815 and ADC’s Najeem Salaan, who polled 17,180 votes
#OsunDecides2026 #OsunDecides #OsunVotes
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