PiggyVest Report: Only 1 in 10 Nigerians can comfortably raise ₦156k in 1 week. - 56% more people want to japa, but savings for Japa have completely dropped, almost non existent. - Minimum wage is ₦70k but a pot of jollof rice costs 624% than it did 10yrs ago, that’s 42% of the MW. - Savings collapsed from 8/10 people to 5/10 people, as Nigerians stopped saving simply because they don’t earn enough. - 58% of adults earn below ₦100k/month or nothing at all. Yet they are earning more now but affording less. Because in 2023 minimum wage was ₦30k and worth $65, now in 2026 it is ₦70k and worth $53, less value. - In America less 10% of household earning is spent on food. In Nigeria, ₦6 of every ₦10 earned is spent on food (60%) as inflation rises monthly. 60% is the highest of any country the US Department of Agriculture tracks. - While many Nigerians want to Japa. Many have opted to start life here, not because its easier, but with optimism for the future. - 63% about 140M Nigerians are living in poverty. 6 in 10 Nigerian do not have emergency funds. - However, people paying Black Tax has dropped by 80%, though more than half of Nigerian earners support extended families. - Only 6% of Nigerians feel financially secure. Not because they earn a lot, but because they save a fixed amount monthly. - Nigeria is experiencing two economic realities at once; on paper the economy is good, which is true. In reality, households feel poorer. A Tale of Two Nigerias — Odunayo Eweniyi, Co-founder and COO of PiggyVest at OpenHouse Lagos 2026.

This to me is a challenge that I am willing to put than some money on. Let's hear from you.

I would like to remind everyone that the Bank of England does more transaction volume in one day than Bitcoin does in a whole year and the Bank of England will primarily run on $QNT & $XRP infrastructure. As will the other central banks as well! $QNT = Internet of Trust $XRP = Internet of Value

I'm now 31. I can't work as a graduate trainee in most banks or Fintech in Nigeria due to age. Their criteria is always; > below 27 > NYSC certificate >2.1 > atleasg 1yr experience But if I manage to stay alive till 75yrs, when my brain cells will need more sleep then I'll be more than qualified to be the president of Nigeria that will determine the existence of any bank or industry in the country. A single Policy made by President Tinubu on May 29th 2023 threw over 30million people below poverty line. He doesn't have a first class. He didn't go to any university. He's not young. But he's qualified to rule Nigeria because the criteria to rule Nigerians is to be dubious and incompetent. Make it make sense We designed a system to have the best in Private sectors and the worst in Politics running the Affairs of the entire nation. Judicious in Micro economics but dastardly stupid in macroeconomic conditions.