Fold HQ
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I just shared our 2026 customer letter.
What we believe. How we build. What’s next. Why it matters.
Onward.
blog.foldapp.com/2026-custom…
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WILL REEVES retweeted
I’ve been buying bitcoin every two weeks, hitting in-between smash buys, paying my mortgage, groceries & utilities for nearly 1.5 years…all with @fold_app
It’s earned me millions of free Sats along the way.
Wouldn’t have it any other way.
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What is an artist? He’s a man who has antennae, who knows how to hook up to the currents which are in atmosphere, in the cosmos.
>sam altman: "we tried this because there were rumor on the internet"
>rumor: math professor close to solving navier-stokes
>the professor: using codex for a year
>openai: has all his logs
>checked every codex session tagged to N-S
>found the most promising one
>spun up 10,000 agents to finish the proof where he couldn't
>they got caught
>told the guy if you say anything you'll destroy your own career
>he ruins his career over this
>openai: "we did not see his work"
>also openai: "we cannot rule out that de-identified data from their usage helped improve our models"
they stole it lmao
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Alan sets the record straight on Silvergate.
"Silvergate did not fail, and with its incredible team, could have continued serving its clients. In the face of political pressure from the Biden Administration, Silvergate chose to voluntarily wind down its operations."
silvergateceo.substack.com/p…
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WILL REEVES retweeted
Adoption curves rhyme.
This is where the bitcoin sits at the same point in its history compared to the internet.
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Your savings account pays 3.5%. After taxes, you keep ~2%. Inflation is 3.4%.
You’re losing money while being told you’re being smart.
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Most loyalty rewards are antiquated
You get airline miles, points, or stars ⭐️ 🤦🏻♂️
They can devalue your loyalty and move the goal post whenever
A lot of Americans have made the nasty financial habit of saving points for a rainy day
It’s time to replace that with Bitcoin
bitcoin:native rewards can become the ultimate Trojan horse into everyone’s wallet
Not financial advice but once you look into TAM for rewards it’s a fact airlines & banks use these programs as a parallel form of money that is WORST than cash. (It loses its value faster)
The outstanding loyalty points alone can be considered a MAJOR currency (3rd behind the US and EU) when you consider unredeemed rewards.
That’s high upside potential for anyone tackling this part of the economy.
$300 Billion new points issued every year minimum (Same GDP as Greece)
Bitcoin has a predictable monetary supply
It’s not that you weren’t saving enough, you were saving the wrong asset.
Save in Bitcoin. Use my referral code for @fold_app below 👇
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WILL REEVES retweeted
🚨PSA for LND + BTCPay Server users🚨
Don’t assume you’re safe after upgrading.
You’re going to want to explicitly destroy your macaroons and macaroons.db and recreate them fresh. This also applies to auth mechanisms for other LN backends.
Also, if you generated a hot on-chain wallet in BTCPay you want to move those funds.
There is a critical vulnerability being actively exploited on BTCPay Server, which can result in the loss of funds.
Please update your BTCPayServer to 2.4.2 by going to Admin Dashboard -> Server -> Maintenance -> Update & verify the 2.4.2 version string in the footer.
If you are unable to update right away, turn off your BTCPay Server to prevent unauthorized access until you can update.
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WILL REEVES retweeted
We've partnered with @Lead_Bank as our new banking partner!
FDIC-insured, built for scale — supporting the next phase of Fold's account features, including faster transfers, direct deposit, and more ways to earn bitcoin.
More to come later this year. Read the full press release 👇
investor.foldapp.com/news-re…
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WILL REEVES retweeted
We know many of our customers are also customers of Coinkite and fans of their Coldcard.
If you use a Coldcard to self-custody your bitcoin, please read their blog and take the necessary steps to secure your bitcoin.
blog.coinkite.com/entropy-te…
Fold is unaffected 👇
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WILL REEVES retweeted
If you are using a Coldcard Mk3 and trying to move assets to safety quickly, you can do so with Casa without needing other hardware wallets.
You can set up and move to a 2-of-3 multisig with your phone + the Coldcard + Casa key.
30 days free: app.keys.casa/checkout?plan=…
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