#FIRE/#earlyretirement since 2018. #SafeWithdrawalRate research: earlyretirementnow.com/swr. Home in 🇺🇸🇩🇪🇵🇭, standing with 🇹🇼&🇭🇰!
Camas, WA
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Check out our working paper on Safe Withdrawal Rates in #earlyretirement, now on @SSRN: ssrn.com/abstract=2920322
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Can a new allocation with more small-cap exposure raise my #FIRE #SafeWithdrawal Rate to 4.7%? Likely not. The new allocation outperformed only in 1926-1981, disappointing for the last 45 years. Don’t let hindsight bias fool you!
earlyretirementnow.com/2026/…
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#RiskParity: lots of hype, but poor investment results. Here are nine lies/misunderstanding about this suboptimal asset allocation method.
earlyretirementnow.com/2026/…
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Can #RiskParity improve my #SafeWithdrawalRate in #earlyretirement? No, it’s mostly ineffective. True, some Risk Parity portfolios look OK in simulations. But it’s due to the historical Small-Cap Value premium in disguise, not better risk management.
earlyretirementnow.com/2026/…
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#SocialSecurity is no #PonziScheme. While we can't beat equity returns, most beneficiaries can expect attractive, bond-like IRRs.
earlyretirementnow.com/2026/…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Everyone says "don't pick up nickels in front of a steamroller."
Almost nobody can tell you what the steamroller actually looks like before it hits.
@ErnRetireNow can (short below, full video on YT)
youtube.com/shorts/0aau9Q0VH…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
"Picking up nickels in front of a steamroller." For many 0DTE $SPX traders, that's the reality. @ErnRetireNow has been doing it for 15 years — and hasn't had a monthly loss since June 2022. His edge? Risk management and position sizing. youtube.com/watch?v=zQA93nL9…
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Can the recent #oilshock derail the US economy and cause a #recession? Here are some reasons I'm not concerned.
earlyretirementnow.com/2026/…
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Join me on Monday 3/23/2026 for the @thetaprofits livestream. I will discuss how options trading can enhance #FIRE,#EarlyRetirement and hedge against Sequence Risk.
Don't miss this unique, full-day livestream for options traders on Monday!
thetaprofits.com/theta-live-…
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Trading #options for supplemental income solves Sequence of Returns Risk in #retirement/#FIRE: generate enough cash flow and never liquidate assets! Here, I’m reviewing my successful 2025 trading
earlyretirementnow.com/2026/…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Always Be Compounding. The ABCs of investing. Plus the Sunday Reads featuring @JonChevreau @PeterMallouk @ErnRetireNow @StockTrades_CA @RhysMartellCA @DividendHawk @genymoneyca @Tawcan @bigcajunman @AravindSitham
cutthecrapinvesting.com/2026…
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#Momentum/#TrendFollowing strategies could enhance your retirement safety. By avoiding the worst historical drawdowns, we can partially alleviate #SequenceRisk.
earlyretirementnow.com/2025/…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Breaking news: The Fed does exactly what everyone knew they were going to do.
open.spotify.com/episode/4uW…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Check out @ChooseFi 's new Q&A approach - fun to address some questions on this week's episode with @ErnRetireNow @bradchoosefi
choosefi.com/podcast-episode…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Can options be used to boost a FIRE (Financial Independence. Retire Early) portfolio? Yes, says @ErnRetireNow. In this video interview, he explains how he generates additional returns through options. thetaprofits.com/how-options…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
It was a pleasure to interview @ErnRetireNow for ETFatlas about the Safe Withdrawal Rate (SWR) and the FIRE movement. In this talk, he shares his journey and expert insights on financial independence and early retirement. I highly recommend everyone to check out this interview.
✨ New episode is here! ✨
What does life look like after retiring at 44? 🏖️Economist & FIRE expert @ErnRetireNow shares his journey, safe withdrawal strategies, and travel adventures ✈️ with family life at the center.
👉academy.etfatlas.com/travel-…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
When it comes to retirement savings, the conventional wisdom is wrong.
fitaxguy.com/accumulators-sh…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
Just recorded an in-depth interview with @ErnRetireNow about FIRE, safe withdrawals, and portfolio strategy. Huge thanks to Karsten!🙏🎙️ Episode drops late next week!
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Bengen's 5.5% #safewithdrawalrate proposal relies on 2 highly suspect assumptions:
1: small-cap stocks significantly outperform again. But they haven't for 45 years now!
2: shift the success criterion from failsafe to only *average* safe.
via @choosefi
choosefi.com/retirement-with…
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Check out my recent contribution to the @choosefi blog: By how much do you have to increase your nest egg to compensate for the longer horizon in #FIRE/#earlyretirement? 30y->60y, you double the horizon but need only 17% more savings!
choosefi.com/retirement-with…
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Karsten Jeske, PhD, CFA - EarlyRetirementNow.com retweeted
How much can you really spend in retirement? We answer your questions in our latest installment about how we use @ErnRetireNow 's Safe Withdrawal Rate Toolbox
youtu.be/XIYpgck7JfM
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