This depends a lot on the landscape at the time.
We can think of all plans as sitting somewhere within a region on a plane with one axis representing total projected points, and one axis representing amound of relative risk to the field. The shape of this region depends on the state of play at the time, including which players are projected to score well, and which players everyone else owns.
You can see for example from two regions we mapped out last season for FH33 and FH34 that these can be of different shapes. In GW33, it was much more costly to dial up your relative risk than it was in GW34, but it was quite cheap to dial the relative risk down. (See how far to the right or left the "raw optimal" orange dot is on the upper frontier of the shaded reagion, and how steep the drop-off is moving to the left or right of it).
I think the best approach is to try a few of the presets and see what changes, to better understand the cost of tuning your relative risk, and whether that is a cost you are willing to take based on your objectives.
With regards to optimistic vs safe, those are more to do with absolute risk and plan fragility. A plan that depends on a lot of the landscape remaining the same might project more points if those assumptions hold, but a plan that is more cautious will be able to adapt to big changes more readily. Sometimes the fragile plan will come off, and sometimes the robust plan will still hit a run of injuries and fall behind anyway. When we tested over the course of a full season with different ways of valuing your free transfers back when the new rolling to 5 mechanic was introduced, similarly skilled managers could differ by around 15-20 projected points over 12 or so gameweeks in extreme examples, just from whether their team was more or less fortunate with injuries, rotations, changes in player or team strengths, etc. And that's before any variance from real points over projected points!
By having different presets now available on Solio (high risk / low risk / optimistic / safe / etc) - how much the projections and final OR are bound to differ in the end? Does that turn out to be a significant gap?
I understand approaches may differ, but do you think there is a possibility of things taking a turn for the worse, if we select a wrong preset and the projected path / decision making varies significantly? Thanks 🙂