Finity@FinityWW

The room where fintech actually talks. Fewer pitches than LinkedIn, better takes than the conference bar. Usually.

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Joined September 2020
25 Photos and videos
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A Ramp to Future Growth

Everyone says Ramp is valued at $44 billion because it's growing fast. Here's why that answer raises more questions than it answers. Ramp just closed a $750 million round. Total payment volume grew
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The Charter…Trap?

Chime confirmed it will (at some point) become a bank. Mercury got conditional OCC approval on its national bank charter and raised $200 million at a $5.2 billion valuation in the same week. The
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Robinhood’s Agentic Whimper

What happened? Robinhood announced some agentic AI capabilities: Robinhood said users on its platform can now create a separate account for their AI agents and connect them to a dedicated wallet.
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Fake Fintech Trades: Experian Doubles Down on Cash Flow Underwriting

One of the great accomplishments of the NBA in recent decades has been turning the off-the-court side of the business into a legit product for fans. We spend nearly as much time (or sometimes more)
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Fixing Consumer Credit’s Human-in-the-Loop Problem

Everyone in financial services is asking the same question right now: where should we use AI, and where do we keep a human in the loop? It's the right question. But for consumer credit, Alex argues
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How Much Are Fintech Banks Worth?

Mercury got conditional approval from the OCC to become a national bank: Mercury received conditional approval for a national bank license from the Office of the Comptroller of the Currency, the
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Prediction Markets Are a Mess. Here's the Proof.

Kalshi raised $1 billion at a $22 billion valuation this week. The CFTC chair gave a rare interview defending prediction markets as serious financial products. Kalshi donated $2 million to the
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A Crisis of Confidence: Today and the 1970s

The Michigan Consumer Sentiment Index just hit an all-time low of 44.8. Lower than the Great Recession. Lower than the pandemic. Lower than any reading in 75 years of measurement. And yet:
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Selling Stablecoin-shaped Picks and Shovels

Offering your own stablecoin is becoming a bad business. Enabling other companies' stablecoins is becoming a good one. That's the quiet strategic logic behind two moves this week: Anchorage Digital
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Anthropic is Building a New Type of Financial Services Vendor

Anthropic just announced a $1.5 billion joint venture with Goldman Sachs, Blackstone, and Hellman & Friedman. Plus 10 ready-to-run AI agent templates for financial services. Plus a partnership with
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The Future of Fair Lending

Fair lending law was built for a world where you could identify how a lender discriminated. It assumed there was a variable, a proxy, a decision point you could isolate and challenge. That world is
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PFM's AI Moment, Super Apps, and the PACE Act

Personal finance apps have had the same ceiling for 25 years. Mint. Monarch. YNAB. Copilot. All of them are solving the same problem for the same 10-15% of people who actually want to categorize
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