Just a normal guy talking about personal finance and investing. S&P 500 and Chill

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“You are wasting time buying single stocks just to under perform the S&P500”
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If your credit cards aren’t paid off in full by the end of the month you should be absolutely ashamed of yourself
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When you work in HR and find out that Warp AI is going to be taking over your job
We’ve raised $85M for this moment. Introducing Warp 2.0: The first AI Head of HR. Every company is building AI to replace jobs. Warp is building AI to do the jobs no human should have to: If you work in HR, I want you to spend time with the manager who needs help or building company culture people actually want to work at. If you’re a founder, I want you to focus on signing clients or spending time with your family. You shouldn’t have to figure out how to register state tax in California. You shouldn’t have to pay outrageous penalties because you don't know what a DE 9C is. I want to make HR human again. Today, this is finally possible with the Warp Agent. I’d love for you to see it in action: warp.co/agent
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A massive economic crash is the only thing that will bring interest rates down and that won’t be good for anyone
JUST IN: The average U.S. 30-year mortgage rate just jumped to 7.5%.
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The S&P500 can crash 20% and it would just go back to where it was 6 months ago. Ignore the noise and keep investing
Stock Market could dump 20% next year, warns Clocktower Group 🚨 🚨
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Close friend of mine is an Electrician that runs his own service business. He charges $350 just to show up then another $150/hour while he tries to fix the problem. He only works 3 days a week for a few hours each day. This guy never went to college and easily clears $250k yearly. Stop sleeping on the trades.
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Using AI agents on Public might be your only chance at actually outperforming the S&P500
The next era of prediction markets: • AI Agents to monitor event contracts and take actions. • Live probability data as a signal to trade any other asset class. • Market-moving events directly on stock pages.
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My favorite stat about Berkshire Hathaway is that the stock can drop 99% and still outperform the S&P500 over the last 61 years. Warren Buffett was the absolute GOAT 🐐
Warren Buffett has stepped down as Berkshire Hathaway’s chairman, closing a remarkable chapter for the company. Since 1980, Berkshire Hathaway has returned 259,272%, compared with 7,493% for the S&P 500. As the next chapter begins, can Berkshire sustain its track record without Buffett at the helm?
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If you’re reading this, sell all of your single stocks and start buying the S&P500
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POV: you started buying single stocks before having $100,000 invested into the S&P500
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“I’m waiting for the real estate market to crash” Meanwhile:
U.S. home prices rise at the fastest annual growth rate in a year, per Redfin
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From 1989 to 2019 the top 1% of people tripled their wealth. During the same time period the bottom 50% of people had zero net wealth growth. You need to be buying assets to grow your wealth or be stuck at the bottom forever.
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The middle class is being wiped out. In a few years there will only be the wealthy and the poor. People that own assets and those that don’t.
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More than 40% of homes are paid off. When the Boomers die their kids will inherit those homes without any mortgage payment. There won’t be a housing market crash — the wealth gap will just continue to grow wider.
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Home prices will never crash because of this
The U.S. Dollar has lost 30% of its purchasing power over the last six years
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I bought my house in 2024 with a 6.25% interest rate. So many people told me to wait a year or two for interest rates to drop. Now it’s two years later and interest rates have gone up and so have home prices. Waiting to buy would have cost me an extra $280,000 in interest after 30 years.
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“It’s just like the dot com bubble” “It’s just like the 2008 market crash” People will always make excuses to avoid investing while the market continues to go up
BREAKING: The S&P 500 is on its longest annual winning streak since 2007
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If you have less than $100,000 invested in the stock market you should NOT be gambling on sports this weekend
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This is why owning the S&P500 is so great. You get the most exposure to the best stocks and the least exposure to the worst stocks. You can’t beat it
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