🌐 open payments are evolving around the world. The US is expanding instant payments, Colombia is scaling interoperable payments through Bre-B, and Mexico continues building on SPEI with services like CoDi and DiMo.

What makes an Interledger hackathon different? 🔓 Solve real problems and build something real 🤝 Connect with a community passionate about open payments 💡 Build in an environment designed to spark new ideas 🎤 Get feedback on what you’re building in real time Our Mexico hackathon brought all of that together.

Last month we sparked the conversation. This October, we’re taking it further with Beyond Access, a campaign bringing together Colombian institutions, organizations, businesses, and innovators. At the center of the discussion is one question: What does it take to move from access to meaningful participation in the digital financial system? 🧵 ---------- El mes pasado iniciamos el debate. Este mes de octubre vamos un paso más allá con Beyond Access, una campaña que reúne a instituciones, organizaciones, empresas e innovadores colombianos. En el centro del debate hay una pregunta: ¿qué se necesita para pasar del acceso a una participación significativa en el sistema financiero digital? 🧵

2/4 Colombia has made remarkable progress in financial access: 96.3% of adults have at least one financial product. But access is only the beginning. 66% of payments still happen in cash, and 95% of digital transfers remain within the same financial institution. Beyond Access explores what comes next. We’re bringing the conversation to Medellín for three days of connection, innovation, and building. Learn more about Beyond Access here: beyondaccess.co/ and RSVP to our events ⬇️ ---- Colombia ha logrado avances notables en materia de acceso financiero: el 96,3 % de los adultos dispone de al menos un producto financiero. Pero el acceso es solo el principio. El 66 % de los pagos sigue realizándose en efectivo, y el 95 % de las transferencias digitales se limitan a una misma entidad financiera. «Beyond Access» explora lo que viene después. Llevamos el debate a Medellín para tres días de conexión, innovación y colaboración. Más información sobre «Más allá del acceso» aquí: beyondaccess.co/ y confirma tu asistencia a nuestros eventos ⬇️

Could your institution qualify for Interledger–NextGen funding? Higher education institutions worldwide need: • Registration and accreditation • An academic project lead • Support to manage funds and delivery Ready to put your institution forward? Start Phase 1. Link in comments to apply.

Rafiki has been recognized as a digital public good by the @DPGAlliance. You can now find the #Rafiki codebase in the official Digital Public Goods Registry. The DPG Standard isn’t a rubber stamp of approval. It evaluates nine areas including open licensing, clear ownership, documentation, platform independence, data protection, interoperability standards, accessibility, and whether a product is designed to do no harm. Rafiki’s review included verification of its codebase and documentation, along with an accessibility audit.

Need a refresher on Rafiki? Rafiki enables Open Payments out of the box. But it isn’t a payment app, and it’s not designed for individual developers to spin up an unregulated payment network. Rafiki is built for financial service providers operating within applicable regulation. That means networks built on Rafiki are designed around licensed participants with KYC and AML/CFT obligations, sanctions screening, and fraud prevention programs embedded within their organizations. Rafiki provides the infrastructure that lets regulated financial systems connect, and move money across them with confidence.