The personal property/private property distinction doesn’t really hold up. For instance, if you own your car, you have the right to rent it to someone who will use it to give rides to paying customers. But now your personal property has become private property, which communism prohibits.
Personal property is things like your house, your underwear, your car. We want you to have personal property under communism
Private property is things like factories, utility companies, natural resources, the means of production; and those things should be owned by all