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Pirates Parley: Episode 30 nitter.net/i/broadcasts/1vJpPNpNe…

How do you borrow at 0%? We make your stocks productive! We write covered calls on your deposited equities and the option premium funds the loan and pays the lenders. Now on Solana testnet!

In many lending pools, every lender gets the same risk profile and the same yield structure, regardless of how they want their capital positioned. On Spout Finance, lenders will have two positions to choose from: Senior for a more protected position with priority in yield distribution, or Junior for more risk and greater exposure to the remaining yield and more earning potential. Both positions are backed by the same underlying source of income, with a base yield on every deposit from the start. The difference is where you choose to sit in the risk and return structure.

I believe tokenized equities will open up financial products that were previously only accessible to sophisticated market participants. The growth in asset holders is the start. The true unlock comes when you can actually do interesting things with those assets onchain.

Access to your own wealth shouldn’t depend on how much you have or how much you’re willing to give up. The way we’ve always experienced it isn’t the way it has to stay. Something better is on the horizon.

Looking forward to the conversation tomorrow!

A different approach to onchain savings is almost here.

For years, only the wealthy could borrow against their portfolios. Then it opened to clients with the right private banking relationships. For many people, it was still too expensive, required large minimums, or simply wasn’t available where they lived. For everyone else? Selling was the only option. It’s time everyone got the tools the wealthy always had. Spout Beta is getting closer.

Stablecoins have become one of the biggest products in crypto. But what happens when they’re backed by real yield instead of incentives? Join us with @humafinance and @OpenEden_X as we unpack one of the biggest shifts happening in onchain finance. Date: July 27, 2026 Set a reminder below 👇

Big thank you to @SuperteamNL

Was an awesome opportunity to pitch during @DutchBlockWeek ! at 1:21:00 our pitch starts!

1/ SpoutFi @SpoutFi SpoutFi is next level infrastructure enabling anyone, anywhere to borrow against their equities at 0% APR

Demo Day is only 3 days away 🇳🇱 It's time to meet the projects taking the stage 6 teams building on @Solana, pitching live in Amsterdam 👇

Access to capital has never been equal, and much of that comes down to something nobody chooses: where they happen to live. In the US, borrowing against equities often means dealing with variable rates, broker requirements, and account structures that determine how much access you actually have. More flexible credit options exist, but they are usually designed for larger portfolios. Outside the US, the gap is even wider. For many investors holding global assets, using their portfolio to access cash without selling has historically been expensive, limited, or simply unavailable. For a huge part of the world, “borrow against your assets instead of selling them” was advice that quietly never applied to them. We’re introducing a different baseline at Spout. Your ZIP code shouldn’t determine whether your own assets can work for you. So we’re building it to work the same for everyone: borrowing at zero interest, with no minimum balance required to qualify, and available to anyone who passes KYC, whether you’re in New York, India, Korea, Japan, Nigeria, the Netherlands, or anywhere else. The same financial tool, available to the same people, at the same cost, regardless of where they happen to live. That’s the version of access we believe should have existed a long time ago.

Don’t sell your equities. Borrow against them. Solana incubator alumni @0xmryan built @spoutfi, allowing users to unlock liquidity from their assets at 0% interest. Buy, hold, compound, and now borrow, right here on @solana .

This company started in a small office in Thousand Oaks, California in 1980. At the time, almost nobody outside biotech knew it existed. When it went public in 1983, $1,000 bought a stake in a company most people couldn’t even pronounce. That same $1,000 is worth $1.25 million today. That’s a 18.52% compound annual return over more than four decades. Through the dot-com crash, the 2008 financial crisis, a global pandemic, and repeated drug trial failures, it kept compounding. Today it sits in the Dow Jones 30, generates $36.75B in annual revenue, and has multiple products still growing at double-digit rates. It is still trading below its all-time high, with analysts pricing it roughly 30% higher than current levels. Guess the ticker.

Owning assets is almost meaningless if you can’t access it when you need liquidity. Traditional finance slows you down with paperwork, checks, and long approval cycles. We’re building a system where you unlock liquidity from what you already own in a few clicks. Soon.

Real yield doesn’t have a good day and a bad day. It just pays. Most stablecoin yields today sit around 4–5%, closely tied to the risk-free rate. They’re safe, predictable, and widely available, but there’s often little reason for them to move meaningfully higher. At Spout, we’re building toward a different model. We believe the next generation of yield will come from real economic activity rather than token emissions or incentives designed to attract liquidity temporarily. Across global markets, trillions of dollars sit in stocks and ETFs. Many investors need liquidity at some point but don’t want to sell their assets, trigger taxes, or lose long-term exposure. At the same time, stablecoin holders are searching for sustainable sources of yield. We’re building the infrastructure designed to bring those two needs into the same system. The goal is to make equities more productive, allowing liquidity to be unlocked while creating yield backed by activity around real assets. Our target is a model capable of delivering 10%+ blended APY without relying on inflationary rewards. Because sustainable yield shouldn’t depend on printing more tokens. It should come from real assets being put to work.