Stop picking mutual funds based only on 5-star ratings or 1-year returns From Our Director, Mr. @ashishkila's Session with @SumitResearch Full Episode - youtu.be/_U9WzMY8wpg

Income Statement Vs Balance Sheet Vs Cash Flows

Point-to-point returns tell you what happened between two dates. Rolling returns tell you what happened across every possible start date in the period. A fund can look brilliant on a 3-year chart simply because the window began at a market bottom. Check rolling returns before you trust any number on a fund's marketing page.

World's Biggest Airlines by Daily Flights Average Daily Commercial Flight Departures (1 October 2026 Schedules) Credit - @Investywise 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

Time Management

Before the first SIP, two things should already be in place. One is an emergency fund covering a few months of expenses. The other is a term insurance cover that matches your responsibilities. Without these, a medical bill or a job loss forces you to break your investments at the worst possible time. Protection is what lets your portfolio stay untouched.

One big question every investor asks: Should I start an SIP or deploy a Lump Sum? The truth is, there’s no one-size-fits-all answer: SIP works best for steady, disciplined monthly investing and taking advantage of market dips without timing them. Lump Sum works best when you have surplus capital ready to deploy during market corrections. The ideal strategy depends entirely on your cash flow, timeline, and risk profile. Swipe through the slides above to see the breakdown. Ready to put your idle funds to work? 👉 Comment "PLAN" or DM us directly to get a personalized portfolio blueprint.

Groww Is Winning India's Stockbroker Race Top 10 Indian Brokers Ranked by NSE Active Client Count (August vs. September 2026 Credit - Inc42 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

Business Finance

“Don’t look for the needle in the haystack. Just buy the haystack!” (John Bogle) Most investors spend years hunting for the one fund or stock that will beat everything else. Meanwhile the whole market quietly compounds in front of them. Owning a broad slice of India’s best businesses through a low-cost index fund is not a lazy choice. It is often the sharper one.

"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves." (Peter Lynch) Moving to cash "just until things settle" feels responsible. The problem is that you have to be right twice, once on the way out and once on the way back in. Most people get one of those right at best.

SEBI SME IPO Reforms (Major Proposed Changes at a Glance) SEBI Consultation Paper Overview (14 October 2026 / Comments due 4 November 2026) 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

Modern Wealth PhD in just 120 days

A falling market feels like bad news for your SIP. It is actually the opposite. Every unit you buy during a fall costs less than the one you bought before it. The investor who gets scared and stops is the only one who turns a falling market into a real loss. The investor who keeps going is quietly buying the cheapest units of the decade.

Mutual Fund Folios: Fund House Wise Change Indian Mutual Fund Folio Growth: September 2025 vs. September 2026 (AMFI Data) Macro Industry Growth: Total Folios: Grew from 25.12 Cr to 29.18 Cr (+16.16% YoY) Net Folio Additions: +4.06 Crore accounts in 12 months Top 5 AMCs by Total Folios: Nippon India Mutual Fund: 4,06,00,133 (+56.51L / +16%) ICICI Prudential Mutual Fund: 3,26,16,419 (+48.58L / +18%) HDFC Mutual Fund: 3,23,04,964 (+62.69L / +24% — Highest Absolute Addition) SBI Mutual Fund: 2,27,64,749 (+24.62L / +12%) UTI Mutual Fund: 1,47,03,968 (+10.68L / +8%) Credit - @Mf360WW 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

How to analyze a company

In 1976, John Bogle launched the first index fund for retail investors. Wall Street laughed and called it "Bogle's Folly". Nobody believed investors would settle for average returns at low cost. Decades later, index funds hold trillions of dollars worldwide. The idea that looked foolish was simply early.

The Math of Smarter Loan Repayment Strategic Mortgage Paydown Modeling (₹50 Lakh Home Loan, 20-Year Horizon) Proactively raising monthly home loan EMIs by just ₹5,000 saves over ₹12 Lakh in compounding interest and shortens loan duration by more than four full years. Credit -ET Wealth 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully

What are Mutual Fund Ratios by @ActusDei

A common belief: SIP means guaranteed returns. It doesn't. A SIP is a method of investing, not a product. If the fund underperforms for years, your SIP underperforms with it. The discipline is the SIP's job. Choosing a good fund is still yours.

Top 5 Asset Management Company Stocks Comparison of Leading Listed Indian Asset Management Companies (September 2026) ICICI Prudential AMC: HDFC AMC: Nippon Life India Asset Management: Birla Sun Life Asset Management (ABSL AMC): UTI Mutual Fund (UTI AMC): 📲 Join our WhatsApp Channel: whatsapp.com/channel/0029VbC… 👥 Join our WhatsApp Community: chat.whatsapp.com/GtMgQXIe6n… For Wealth Management related enquiries - lnkd.in/dGg6hVhP Disclaimer: Investments in the securities market are subject to market risks. Please read all scheme-related documents carefully