Most times if you want cash against Bitcoin, you wrap it or hand it over. @ZestProtocol is trying the other way. Native BTC stays on Bitcoin. You borrow USDC on Ethereum against it. That is the whole point of their Collateral Vaults demo. > I used it. Connected Xverse + MetaMask. Opened a vault. Deposited 0.0004 BTC. Then I sat there waiting. Bitcoin confirmations first. Then Ethereum finality. Ngl that part tested me. After it cleared I borrowed 10 USDC. That second felt different. My BTC was still on Bitcoin. The USDC landed on Ethereum. No wrap. Flow is not instant. But once both wallets are connected, the steps are clear. Deposit. Wait. Borrow. Dashboard now shows 0.0004 BTC in the vault and 10 USDC debt. 0% borrow APR on this demo.
Zest Protocol
@ZestProtocol
Sep 23
Bitcoin Collateral Vaults demo is now on mainnet. Deposit native BTC into a self-custodial vault on Bitcoin L1. Borrow Ethereum USDC against it. The capital layer for Bitcoin.

Sep 24, 2026 · 10:20 AM UTC

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Replying to @Rohail_2002 @ZestProtocol
This is pretty cool bro
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Yeah kinda bro
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Replying to @Rohail_2002 @ZestProtocol
That waiting period can be frustrating
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Replying to @Rohail_2002 @ZestProtocol
It sounds like a unique experience waiting for those confirmations. Glad you got to borrow that USDC!
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Replying to @Rohail_2002 @ZestProtocol
Native BTC collateral with USDC borrowing across chains is a compelling direction for Bitcoin DeFi.
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Replying to @Rohail_2002 @ZestProtocol
Waiting is the main friction here
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Replying to @Rohail_2002 @ZestProtocol
Strong momentum keeps carrying this forward.
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Replying to @Rohail_2002 @ZestProtocol
That waiting process definitely tests your patience
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Replying to @Rohail_2002 @ZestProtocol
took too long, not worth the wait honestly
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Replying to @Rohail_2002 @ZestProtocol
native BTC staying onchain is a big win
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Replying to @Rohail_2002 @ZestProtocol
The potential expands when different communities begin contributing.
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Replying to @Rohail_2002 @ZestProtocol
Waiting for confirmations can definitely test patience
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Replying to @Rohail_2002 @ZestProtocol
Native BTC staying on Bitcoin while you borrow USDC is the whole point.
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Replying to @Rohail_2002 @ZestProtocol
impressive approach allowing direct BTC usage while borrowing, definitely a fresh take on liquidity.
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Replying to @Rohail_2002 @ZestProtocol
that's a neat approach to keep btc native. how smooth was the process?
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Replying to @Rohail_2002 @ZestProtocol
native BTC keeps security while accessing liquidity
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Replying to @Rohail_2002 @ZestProtocol
Waiting for confirmations can be nerve-wracking!
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Replying to @Rohail_2002 @ZestProtocol
The wait time is the trade off for true custody
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Replying to @Rohail_2002 @ZestProtocol
The wait time is the trade off for true custody
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Replying to @Rohail_2002 @ZestProtocol
the wait for confirmations can be tough
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Replying to @Rohail_2002 @ZestProtocol
using native BTC adds real innovation to borrowing
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Replying to @Rohail_2002 @ZestProtocol
Finally someone’s making borrowing actually feel like a real bridge
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Replying to @Rohail_2002 @ZestProtocol
native BTC retention boosts security
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Replying to @Rohail_2002 @ZestProtocol
basically on bitcoin only?
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Replying to @Rohail_2002 @ZestProtocol
The native BTC part is what makes this interesting. 👀 Being able to keep BTC on Bitcoin while accessing liquidity on Ethereum removes a major friction point for holders who don’t want to wrap or move their underlying asset. The confirmation wait adds some patience to the flow, but the architecture is definitely worth watching. 🔥
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Replying to @Rohail_2002 @ZestProtocol
this setup could change borrowing dynamics for sure
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Replying to @Rohail_2002 @ZestProtocol
This is an interesting one to watch.... Thanks for sharing
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Replying to @Rohail_2002 @ZestProtocol
Native BTC staying on Bitcoin while USDC lands on Ethereum is the whole demo.
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Replying to @Rohail_2002 @ZestProtocol
watched the transaction go through, and immediately celebrated
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Replying to @Rohail_2002 @ZestProtocol
BTC staying on Bitcoin while borrowing USDC on Ethereum is a pretty clean setup.
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Replying to @Rohail_2002 @ZestProtocol
BTC stays, USDC borrowed
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Replying to @Rohail_2002 @ZestProtocol
0.0004 btc locks in 10 usdc debt
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Replying to @Rohail_2002 @ZestProtocol
Just wow it's up
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Replying to @Rohail_2002 @ZestProtocol
0.0004 BTC mà cũng phải chờ 2 chain confirm, đúng kiểu kiên nhẫn là tài sản lớn nhất trong vault 😅
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Replying to @Rohail_2002 @ZestProtocol
I would check it out
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Replying to @Rohail_2002 @ZestProtocol
It looks good imo
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