Some mornings need no big plans… Just a hot cup of coffee, sunshine, a peaceful mind and gratitude for another beautiful day. ☕ #CoffeeTime #MorningCoffee

As we bring the celebrations to an end, let’s remember the responsibility that comes with visarjan. Check below images as how to do visaran Give Bappa back to nature with love and care. Keep water bodies clean. #GanapatiBappaMorya! 🙏

Why IRDAI proposed to cap commissions? There is a bigger story behind the 25% proposal. After product-level commission caps were relaxed in 2023, distribution payouts increased sharply. Corporate-agent remuneration rose 125% between FY23 and FY25, while new-business premium grew only 28%. That gap has caught IRDAI’s attention. The regulator’s concern is simple, If distribution costs keep rising much faster than insurance business, how much of the customer’s premium is ultimately going toward actual insurance value? IRDAI is therefore proposing tighter product-level commission caps, including a 25% first-year cap for certain categories, along with tighter controls on incentives and clawbacks for mis selling. The objective is to: • Control excessive distribution costs • Reduce incentives for aggressive selling • Improve policyholder value • Link remuneration more closely to product complexity and persistence • Keep insurance affordable For investors, how will the new framework change the economics of insurers, agents, brokers, banks and digital insurance distributors? Regulation can change the revenue model of an entire industry. The next phase of insurance growth may therefore depend not only on premium growth, but also on the cost of acquiring and retaining every policy. #IRDA #CommissionStructure

US 10Yr GSec at 5.2% changes the global cost of money. For Indian equities, below are 5 imp factors. Read on… 1) FPI flows 5%+ risk free US yields raise the hurdle rate for emerging markets. 2) Rupee Higher US yields can support the dollar, adding pressure on INR and imported inflation. 3) Valuations Higher discount rates can compress P/E multiples, especially for long-duration growth stocks. 4) Indian bond yields India’s 10Y G-Sec is already around 7.1%, tightening financial conditions. 5) Risk appetite Higher global yields can make equities compete harder with fixed income. For Indian investors, US 10Y, crude, INR n FPI flows deserve close attention. Global risk-free rates matter. Indian earnings still matter more in the long run. #US10YGSec #BondYields #INR

Sector wise performance for the week Realty led the recovery +2.98%, followed by Cons Durable, FMCG and Pharma up 1% + IT got hammered -2.40%, Financials and Services dragged by 1.5% each

India is rewriting its Bilateral Investment Treaty framework. Investor protection, faster negotiations and more predictable rules. Taxation stays outside BITs. Foreign capital needs protection. India wants to retain policy sovereignty.

5-day banking week has become a 2-year-old promise with no delivery. Bank unions say it was agreed in 2024. Finance Ministry says it was never agreed. Meanwhile banks brace for another strike.

Adroit Industries IPO Closes Today! Massive investor demand pushes subscriptions past 23x by final-day morning intervals! • Price Band: ₹126 - ₹134 per share • Issue Size: ₹150.71 Cr • Retail Lot: 111 shares • Financials: FY26 PAT surged 44% YoY to ₹26.16 Cr Are you bidding or skipping this one? #AdroitIndustries #IPO #AdroitFinancial

One can definitely have some part into Bank FDs- especially emergency funds as liquid or debt funds don’t offer instant withdrawal for emergency requirement

HDFC Mutual Fund bought ₹320.6 Cr worth of PB Fintech yesterday. Today, the stock fell again. Institutional buying can give confidence. But it can’t guarantee the bottom. #PBFintech #IRDA

Earn a rupee -Income Tax Spend that rupee -GST Transact with it -Transaction charges Same money, multiple levies and charges. 🤯 Middle class taxpayers deserve efficiency, transparency and fairness. #IncomeTax #GST #UPI

Nifty gave 5.25% CAGR in 5 years. Congratulations, your FD outperformed the stock market. They sold us 12% long term dream We got 5.25% with extra heart attacks. Sabka vikas ho raha tha, bas portfolio ka nahi… #Nifty50 #Niftyin5Yrs #SabkaVikas

Market Outlook- Friday, 25 Sep 2026 Cautious to bearish at the open. GIFT Nifty: Early indications point to a weak opening, with futures around 348 points below the previous futures close. Crude: Brent around $106, keeping India’s inflation and current-account concerns elevated. US yields: US 10Y around 5.20%, near multi-year highs, increasing pressure on emerging-market equities. Global markets: Wall Street was broadly flat, while Asian markets are mixed. Geopolitics: US-Iran developments and the possibility of reopening the Strait of Hormuz remain major intraday triggers. Levels to watch: Nifty 23,000 is an important psychological zone. A sustained move below it could keep selling pressure elevated, while reclaiming 23,200–23,300 would indicate some stabilisation. #Nifty #GiftNifty #Crude #BondYields #NSE #USIran

India’s next big quality check is here.. Even the screen protector needs a BIS certificate! The ₹100 screen guard is officially entering the compliance economy. 😂 BIS: Protecting the protector. 🇮🇳

Good morning X guys and girls! True prosperity is having peace in the heart, health in the body, happiness in the family and gratitude for what we already have… May Goddess Lakshmi bless you with all and much more… #शुभशुक्रवार #HappyFriday

🚨 SEBI just gave PMS a major makeover! PMS 2.0 brings: • Wider investment flexibility • IPOs, primary debt & foreign securities • Derivatives exposure up to 1.25x of client AUM • New ₹25 lakh PRIM route for direct MF/ETF/Index Fund/SIF investing • Independent Fund Managers • Simpler compliance • Standardised Investment Management Agreement And PMS regulations reportedly shrink from 70 pages to 33. For the wealth management industry, this could change how PMS products are built, managed and distributed. #SEBI #BoardMeeting #PMSRegulations

Market fell today. 📉 Let the market have its bad day. Don’t let it become yours. Switch off the screens n apps, not your confidence… Tomorrow brings a new session, a new opportunity and a fresh perspective. Good night guys!!!

NSE got listed, Nifty got twisted! The exchange entered the market… and the market got exchanged. 😂 Market’s welcome message to NSE “Hope you learn to enjoy the volatility.” #NSE #NSEListing

What is #CODE100 ?