Fix Deposit is not that bad. How many of you have started feeling this?? Banks are now getting good amount as FD. Fear factor at peak.

Sep 25, 2026 · 3:20 AM UTC

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Replying to @InvestorOfJAMMU
Invested 60lakh in FD back in 2019. Happy with returns lol 😆
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Replying to @InvestorOfJAMMU
When too much money flows into FD, the rates there will fall as they dont have that much demand for money due to background checks. People must stop posting on twitters as there are fools who do not think beyond a certin point.
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Replying to @InvestorOfJAMMU
Nope one can do much better with US stocks
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Replying to @InvestorOfJAMMU
Still there’s a hop equity will outperform
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Replying to @InvestorOfJAMMU
I'm invested in Equities. I have full faith in the Government. I will be profitable in 2047!!
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Replying to @InvestorOfJAMMU
Every asset class has its advantages.
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Replying to @InvestorOfJAMMU
Any data around this?
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Replying to @InvestorOfJAMMU
During market crash people likes FD return But during bull run they hate Bank FD returns
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Replying to @InvestorOfJAMMU
Aggressive hybrid fund is also doing good
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Replying to @InvestorOfJAMMU
India’s major banks summed up ratio
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Replying to @InvestorOfJAMMU
We started feeling it once we lost all the money in the stock market that we could have put in FD.
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Replying to @InvestorOfJAMMU
Rationale balancing requires FD too RBI FRSBs are good for long term locking
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Replying to @InvestorOfJAMMU
For Sr Citizens- 444 days - BoB is offering 6.95% p.a
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Replying to @InvestorOfJAMMU
How much maximize ROI is given by bank??
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Replying to @InvestorOfJAMMU
Post office schemes like NSCs,KVPs also good
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Replying to @InvestorOfJAMMU
Everybody with a huge corpus is feeling that FDs are a better option until the dust settles. I don’t expect much to happen in the equity market over the next two years unless there is a strong major catalyst supported by the government, which seems unlikely. Until then, it makes more sense to book profits periodically in the equity market rather than simply looking at it from a long-term perspective.
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Replying to @InvestorOfJAMMU
The feeling is normal when markets underperform. Nifty is at the same place since 2 years, meanwhile FD would have generated a minimum returns atleast. Some stocks are at the same place for 5 years of time too.
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Replying to @InvestorOfJAMMU
Dogla bhai, apne pichle 2 mahine ke tweets ko dekh lo, thodi sharam aati hai yaa wo bhi bech khayi bas X monetisation ke liye? Tere bullish bullish ki ***** fatt gayi kya ab? Dogle!!
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Replying to @InvestorOfJAMMU
FDs always feel better when the markets are not doing well.
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Replying to @InvestorOfJAMMU
FD is key part of financial engine. It was almost disappeared from people’s investment plan in 5-6 years. It is making good comeback and gonna stay here for next few years.
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Replying to @InvestorOfJAMMU
One can definitely have some part into FDs- especially emergency funds as liquid or debt funds don’t offer instant withdrawal for emergency
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Replying to @InvestorOfJAMMU
Invest in various small finance bank upto 5 lac. Also invest in bond market. Share market is hell.
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Replying to @InvestorOfJAMMU
It was never bad; only a few social media users were shouting about inflation & dollar-adjacent returns. The Indian Stock Market performance allowed them now to beleive "Bank FD Sahi Hai."
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Replying to @InvestorOfJAMMU
After tax, 6% FD gives only around 4% return which is very low. This doesn't beat inflation
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Replying to @InvestorOfJAMMU
No not filling this. 2 to 3 yrs consolidation is great opportunity to build portfolio. Old portfolio Coforge Mazd Sbi Nestle Mrf Bajf M&M Hinzinc Rec Pfc Gold & silver etf up to 2025 2026 now adding every month Midetf Banketf Difenc etf Mosumi wire Belrise Kross Castro
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Replying to @InvestorOfJAMMU
You can always diversify 😄
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Replying to @InvestorOfJAMMU
lol… at they keep the capital secured … market today ended in green let’s hope we will witness better times ahead
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Replying to @InvestorOfJAMMU
FD, RD, PPF, Liquid Fund, or Arbitrage are better options.
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Replying to @InvestorOfJAMMU
Due to uncertainty in stock market , slowly people are preferred park some amt in FD.
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Replying to @InvestorOfJAMMU
+1 Considering the current situation, individuals may shift into fixed deposits because at least there is a guarantee of money. Experts have long sold other financial assets, arguing that fixed deposits fail to beat inflation; however, recent years have been so poor.
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Replying to @InvestorOfJAMMU
It was never bad lol
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Replying to @InvestorOfJAMMU
Amrit kaal
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Replying to @InvestorOfJAMMU
Fd are always safe. Market is uncertain especially around war
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Replying to @InvestorOfJAMMU
Peaceful
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Replying to @InvestorOfJAMMU
Only a noob investor posts shite like this😃
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Replying to @InvestorOfJAMMU
Arbitrage funds >>
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