Notre Dame Class of 2010. UCLA/Anderson Executive MBA 2023. BTC 2013. MSTR 2020. MTPLF 2025. ASST 2025. Projects: “This Is Why We Bitcoin” coming soon.
California, USA
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By far the most intelligent well rounded person I have ever met or listened to in my lifetime and throughout my education which includes Notre Dame UCLA/Anderson Executive MBA and working at a major Wall Street bank for almost a decade. I’ve learned more from @saylor and the AI the past 3 years, then the past 33 years combined.
Thank you Mr. @saylor for your service and inspiration on this journey. I owe you more than you can probably ever imagine!
The Blueprint for a New Financial System
Michael Saylor, founder and Executive Chairman of MicroStrategy, returns to explain how Bitcoin is transforming global capital markets and redefining the future of wealth creation. Drawing from his background in science and engineering, Saylor breaks down how Bitcoin’s architecture merges technology, economics, and mathematics to create the first truly engineered form of sound money — one that’s reshaping corporate finance, investment strategy, and even national policy.
In this conversation, we explore why legacy finance is structurally unsustainable, how overcollateralized digital credit could replace sovereign debt, and why Bitcoin’s “refinery model” may ignite a new era of capital efficiency. Saylor details the evolution from digital gold to digital credit, how MicroStrategy’s innovations are setting the blueprint for Bitcoin-backed balance sheets, and why governments, banks, and investors will ultimately be forced to adopt Bitcoin as the foundation of a new global financial system.
Timestamps:
0:00 – Why Bitcoin Is Inevitable
4:12 – How Technology Turned Energy Into Capital
8:27 – Why 99% of Companies Are Locked Out of Capital Markets
12:38 – The “Kerosene” Metaphor: Refining Bitcoin Into Yield Instruments
18:21 – Designing Digital Credit: How It Actually Works
32:55 – How Bitcoin Becomes the Base Layer for Digital Credit
48:12 – Rebuilding Legacy Finance on Bitcoin Infrastructure
56:09 – Turning USD Yield Into Bitcoin Yield
1:12:24 – Why Bitcoin’s Refinery Model Could Spark a New Industrial Revolution
1:24:10 – How Digital Credit Will Outperform Traditional Bonds
1:38:52 – Why Governments and Corporations Will Be Forced to Adopt Bitcoin
1:52:40 – Adapting to Change — Why Relevance Is Earned Daily
Note: This interview was recorded with @1MarkMoss on September 30, 2025, before $STRC, $STRK, $STRD, and $STRF began trading on @RobinhoodApp.
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Right before my spinal fusion a few years back, my radiologist noticed my Bitcoin shirt.
She grabbed a pen and wrote down a name: a fellow radiologist in Colorado. "Go listen to him on YouTube. Subscribe to his emails."
That name was Dr. Jeff Ross. @FormerDrJeff
I dug in and found a guy running one of the top-performing funds in the country on a Bitcoin standard, whose top holdings were almost identical to mine. I've been following him ever since. I listened to every podcast I could find, and he taught me macro from a perspective nobody else was offering.
2023–2024 were incredible years for me. 2025–2026 were not kind to my holdings.
But I've read this book before. I think I know how it ends. And thanks in part to Jeff, I'm better prepared this time.
Here's my playbook heading into the 5th halving 🧵
I keep at least half my Bitcoin in cold storage. But I can't ignore the opportunity cost of NOT owning $IBIT / $ASST / $MSTR options for late 2028. I'm too bullish. History rhymes.
My goal is to grow my BTC. That's the hurdle rate.
If that means buying LEAPS at $60K while everyone else sells, so be it. Carry the pain. Bring a parachute and an iron stomach.
Options on treasury companies are fighter jets. You have to know when to strike and when to punch out. Up 5,000% in two years? Eject, land safely, and roll the gains into your North Star: your REAL Bitcoin stack.
I say that as someone whose entire retirement portfolio is in $MSTR, $ASST, and $MTPLF.
When BTC hits altitude at $200K+ and Strategy, Strive, and Metaplanet go parabolic again, there's zero shame in coming home to Bitcoin.
The framework:
1️⃣ BTC = savings & unit of account
2️⃣ Treasury cos ($MSTR / $ASST / $MTPLF) = vehicles to grow your stack (expect ~2x BTC volatility)
3️⃣ Cash cushion ($STRC / $SATA) = 1–2 years of runway at ~12–13.5% tax fee preffs that pay 3x a money sheet and 6x if you do tax adjusted math. That capital builds the Bitcoin ecosystem instead of sitting in TradFi bonds
Not the 50% CAGR we're used to, but it gives a bitcoin maxi peace of mind.
You don't need much else.
Welcome back to X, @FormerDrJeff. We missed you. 🧡
Not financial advice. Just a book I've read before. And I expect to read it again the next 4 years and the characters and details ad numbers will be different but it’s usually the same story - every 4 years. Until it’s not.
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Well said my friend 🧡
Bitcoin has one of the most unique communities of free thinkers.
You have the hardcore coders who understand computers better than most of us ever will.
Fathers and mothers trying to build something their kids can inherit.
Young men and women looking for purpose in an increasingly expensive world.
Entrepreneurs, investors, gym rats, engineers, libertarians, Austrian economists, freedom seekers, and people who simply don’t trust the financial system.
We come from completely different backgrounds.
But somehow we keep arriving at the same conclusion:
Government spends too much.
And people deserve an alternative.
That’s what makes Bitcoin different.
You don’t have to agree on everything.
You just have to agree that 21 million is a pretty damn compelling number.
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The Bitcoin Strategy retweeted
$MSTR
Strategy is now up 7% YTD, while $IBIT is down roughly 4%.
$MSTR has returned 41.30% just over the past month.
What a year it’s been.
Believe it or not, it is the same year where the company sold 6,948 BTC and has since bought most of it back.
A year where we saw our flagship product ($STRC) drop to the lows of $71.
A year where we went over three months without a Bitcoin buy.
A year where the bears were more than convinced that the thesis for @Strategy had broken.
A year where even a lot of bulls turned skeptical.
And yet, here we are.
The thesis is as alive as it’s ever been, and $MSTR is doing exactly what $MSTR does.
But the reason why most people are never going to be a part of this trade is because to witness and take advantage of these opportunities, you have to go through incredibly tough times.
Over the last 12 months, you would have had to see 8 months of red and still have the conviction to keep buying.
This trade is certainly not for everyone.
But for the ones who are willing to run the numbers, there is no better risk-adjusted equity trade in this market, in my opinion.
There is one Strategy.
Mission: Strategy.
bitcoin:native $MSTR $STRC
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The Bitcoin Strategy retweeted
Welcome to the generational set up. Dedicate yourself to Bitcoin.
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The Bitcoin Strategy retweeted
BlackRock, Capital Group, Fidelity, and VanEck are the top holders of $STRC
Institutions understand Digital Credit
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The Bitcoin Strategy retweeted
There it is.
Bitcoin closing above the 50-week moving average has historically had a 75% chance of marking the cycle low.
Apart from the COVID crash black swan, it has a 100% hit rate.
The bear is slain. Welcome (tentatively) to the bull market.
🟠 BTC CLOSES WEEK ABOVE 50-WEEK MOVING AVERAGE FOR FIRST TIME IN 45 WEEKS
regaining the 50w MA has historically served as strong confirmation that bear market lows are “in”
bitcoin is up 29% in 35 days
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Love this @Werkman
Great wisdom
I heard something today that I really liked.
Stop taking directions from someone who's never been where you're trying to go.
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The Bitcoin Strategy retweeted
If their thesis is still “Ponzi / banned / no utility / energy waste,” they don’t need your reply. They need a syllabus. Educate your favorite bear. 🐻
Free course, ~12 hours, a lifetime of wisdom:
learn.saylor.org/course/prdv…
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The Bitcoin Strategy retweeted
Russell 3000: The 3,000 largest US stocks.
Russell 2000: the smallest 2,000 of the Russell 3000.
$ASST was the top performing equity in the Russell 2000 in the last month. +135%
And the 2nd best performer in the Russell 3000 in the last month, behind Moderna.
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$MSTR closes the day up 16.39%.
It is now America's 194th largest company by market cap.
A couple more days like this and the S&P 500 conversation returns.
The Trojan horse will soon be fully inside the walls.
You are not bullish enough.
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The Bitcoin Strategy retweeted
Jealousy is part of it.
He feels like he missed out. His colleagues bought Bitcoin at $100, $1,000, or $10,000 and now he’s looking at a price above $50,000.
That creates a very real psychological barrier: price bias.
It’s hard to buy something for $50,000 when you remember someone else buying the exact same thing for $100. Ego kicks in. Jealousy kicks in. And instead of asking, “What could this become?” people obsess over what they missed.
But here’s the irony:
Bitcoin is still only a tiny fraction of global wealth.
Now imagine Bitcoin had a “stock split.”
Instead of saying:
1 BTC = $100k
we said:
1,000 sats = $1
Suddenly, psychologically, it feels completely different.
People wouldn’t feel late. They’d feel like they were accumulating something cheap.
And even if Bitcoin eventually reaches $1 million per BTC, the exact same asset could be quoted as:
$1 = 100 sats.
Nothing about Bitcoin changed.
Only the unit of measurement changed.
That’s the power of price bias.
As long as the world thinks of Bitcoin primarily as “one coin costs X,” millions of people will look at the headline price and think:
“I missed it.” “Can’t afford it”
But if the world increasingly starts pricing Bitcoin in sats, that psychological barrier begins to disappear.
You’re not necessarily late.
You’re not necessarily early.
You’re right on time.
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