Fiscal 2026 has been a breakout year for VersaBank, and the third quarter carried it forward. Results released this morning show revenue up 23% year over year to a new record, net income up 53% and adjusted (core) net income up 27%, driven by the accelerating ramp of our Structured Receivable Program in the United States, with steady growth in Canada alongside it. VersaBank also expects to drive further efficiency through broader implementation of AI. "We have set a target for fiscal 2027 to grow our U.S. SRP portfolio by at least US$3 billion in new fundings, with significant additional upside potential, and accelerated growth in Canada," said Founder and President @DavidTaylorVB. "The recent launch of our Real-Time SRP – a breakthrough in point-of-sale industry funding – is generating considerable incremental demand from both existing and prospective new partners." Thank you to everyone who joined this morning's call. Full results and webcast replay: versabank.com/investor-relat…