π Money is reportedly now available to all eligible US users without requiring an π subscription.
Per reports, US users can now earn 4% APY as standard. Eligible deposits or creator payouts can unlock 6% APY.
The rollout also includes cashback, free wires, ATM fee reimbursements, and instant payments.
Source: Sawyer Merritt
π Money has officially launched for all eligible π users in the US. An π subscription is no longer required to use π Money.
π users with no subscription and Basic subscribers get 4% APY as standard. Those users get 6% APY if you receive at least $1,000 in eligible direct deposits or X Creator payouts within a rolling 34-day period.
Other π Money perks:
β’ Joint accounts (beta)
β’Β Unlimited cashback: Earn 3% cashback on eligible purchases with the X Card.
β’ Free wires
β’ Free ATM withdrawals (reimbursed for out-of-network fees)
β’ Metal π Money debit card
β’ Instant payments to users on X: Send, receive, or request money instantly from anyone on the X network. No fees or limits.
β’ Visa's Zero Liability Policy
β’Β Early direct deposit: Receive your paycheck up to 2 days before your usual payday when you sign up for direct deposit.
Note: APY is not currently available to residents of New York.