Chairman @DAGFamilyOffice | Building wealth beyond limits | Sharing insights on finance, legacy & breaking the broke mindset
Dallas, TX
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- Followers 125,539
- Likes 155,671
🚨BREAKING: US seizes bank accounts tied to a Tether-linked payments firm, FT reports.
The firm, Capstone, is accused by the DOJ of illegally moving hundreds of millions of dollars for Tether and Bitfinex through EQIBank, a small Caribbean bank.
Capstone allegedly opened US bank accounts while presenting itself as a tech company, then used those accounts to send payments to hundreds of individuals and entities.
About $84 MILLION has now been frozen from Capstone accounts at Wells Fargo and JPMorgan.
FT reports Capstone was also linked to a separate case where stolen cash from elderly victims was allegedly converted into USDT.
Tether and Bitfinex said they were EQIBank customers, but had no knowledge of Capstone’s alleged misconduct.
This highlights Tether’s banking access problem, relying on smaller offshore banks and payment middlemen to reach the dollar system.
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Ripple partnered with Bitso to bring MXNB, a peso-backed stablecoin, into its payments network. That's settlement money for the Mexican peso corridor running through infrastructure Ripple and Bitso built together.
ALT A page describing the Ripple and Bitso partnership around the MXNB stablecoin.
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The XRPL EVM sidechain connects to other networks through the Axelar bridge, with public developer docs and an open GitHub repo behind it. That's infrastructure builders can inspect, not just infrastructure Ripple talks about.
ALT The XRPL EVM sidechain documentation site showing developer resources and bridge integration.
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Every XRPL transaction burns a small fee permanently, a deliberate anti-spam design documented in the protocol docs. It's a fee mechanism, not a meaningful dent in total supply on its own.
ALT The xrpl.org documentation page explaining transaction cost and fee mechanics on the XRP Ledger.
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.@POTUS says he has directed his team to weigh a ban or restriction on diesel exports — with a decision coming "fast, one way or the other."
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AWS added XRPL data to its Public Blockchain Datasets program, and SonarX partnered with AWS to build analytics on top of it. Public blockchain data sitting inside AWS's own registry is a concrete, checkable fact, not a claim about adoption.
ALT The SonarX blog post announcing its partnership with AWS to power blockchain data analytics.
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Franklin Templeton's XRP ETF (XRPZ) launched on NYSE Arca in November 2025 and has drawn over $190M in assets. That's a major traditional asset manager putting a regulated XRP fund in front of thousands of advisors.
ALT A screenshot of the announcement for the Franklin XRP ETF (XRPZ).
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Juniper Research named a Ripple-related project among its 2024 fintech payments award winners in the cross-border payments category. Industry recognition like this tracks who's actually shipping in the space, not just who's talking about it.
ALT The Juniper Research page announcing its 2024 fintech payments award winners.
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Ondo Finance's tokenized Treasury fund OUSG went live on the XRP Ledger, with mint and redeem flows built through Ripple's RLUSD stablecoin. Tokenized treasuries now settle on XRPL alongside the traditional venues.
ALT A screenshot of Ondo Finance's announcement bringing tokenized treasuries to the XRP Ledger.
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Independent Reserve became the first exchange to list Ripple's RLUSD stablecoin in Singapore, shortly after gaining its own licensure approval from the Monetary Authority of Singapore. Licensed first, then listed, in that order.
ALT An Independent Reserve blog post announcing the first RLUSD listing in Singapore.
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Palau's stablecoin runs on Ripple's technology specifically because it avoids the energy demands of mining-based cryptocurrency, according to the government's own FAQ. That's an operational reason a small nation picked this rail over Bitcoin.
ALT A closeup of the Republic of Palau stablecoin FAQ document referencing Ripple's technology.
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Even David Schwartz has said they won’t hold it because of the volitilty, not bc of regs. When it’s a high stable price they will use it
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I Really enjoyed the chat this morning here at HDAX with Brad Garlinghouse and Esther George.
Brad reiterated that the vote today has no barring on XRP and Ripples business based on the legal precedent set in their court case with the SEC 3 years ago.
XRP has clarity.
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SBI VC Trade is bringing RLUSD into the Japanese market through its licensed exchange. A regulated Japanese exchange listing RLUSD gives the stablecoin a direct path into one of Asia's largest retail and institutional crypto markets.
ALT A document describing SBI VC Trade's introduction of RLUSD in Japan.
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Ripple expanded its multichain interoperability infrastructure by partnering with Wormhole, connecting the XRP Ledger and XRPL EVM sidechain to Wormhole's cross-chain network. That widens which chains can move assets in and out of XRPL directly.
ALT A screenshot of the Ripple insights page announcing the Wormhole interoperability partnership.
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SETL, a ledger technology firm, appears in the Bank of England's own fintech documentation alongside Ripple in discussions of settlement infrastructure. When a central bank's own files reference your technology by name, that says something on its own.
ALT The Bank of England's fintech document referencing SETL and Ripple in settlement infrastructure discussions.
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CME Group is launching Nasdaq CME Crypto Index futures, and XRP and XLM are both part of the included assets. That puts XRP inside a regulated futures product on one of the largest derivatives exchanges in the world.
ALT A CME Group press release announcing the launch of Nasdaq CME Crypto Index futures.
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Messari's State of XRP Q1 2026 report tracks XRPL utility and institutional DeFi activity directly from on-chain and market data. When a research firm like Messari puts out a dedicated quarterly report, that's a sign the ecosystem has enough activity to measure.
ALT Messari's State of XRP Q1 2026 research report cover page.
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Dubai's DFSA issued a notice recognizing Ripple's RLUSD as a crypto token, one piece of the UAE's broader regulated crypto payments framework. Recognition from a single regulator in one jurisdiction, not blanket approval across the UAE.
ALT A Ripple press release on regulated crypto payments in the UAE alongside a DFSA recognition notice.
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XRPL's full documentation, covering concepts and technical references alike, sits publicly at xrpl.org for anyone to read before they build. Open docs are a basic form of accountability for a protocol that wants institutions on it.
ALT The xrpl.org documentation homepage listing protocol concepts and reference materials.
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The XRPL EVM Sidechain runs on mainnet with XRP as its native gas token, bridged in through Axelar. That ties the sidechain's transaction costs directly to XRP rather than a separate wrapped asset.
ALT A screenshot of the Ripple insights page announcing the XRPL EVM Sidechain mainnet launch.
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Ripple Impact funds blockchain research and philanthropic initiatives alongside Ripple's commercial work. It's worth tracking because the research it funds often surfaces the same primary sources used to document Ripple's payments and ledger work.
ALT A page describing Ripple Impact's philanthropy and blockchain research initiatives.
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Ripple filed a submission with Australia's Treasury describing the XRP Ledger's Issued Currencies feature as a platform for stablecoin issuance, with built-in management functionality for issuers. That's Ripple putting its technical case in front of regulators directly.
ALT A PDF excerpt from Ripple's submission to the Australian Treasury describing stablecoin issuance on the XRP Ledger.
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Regulators from Hong Kong to the Federal Reserve have written reserve segregation rules for stablecoin issuers, requiring assets to sit apart from an issuer's other pools. RLUSD's reserve structure was built inside those constraints, not around them.
ALT A closeup of the Hong Kong Monetary Authority's licensing notes on stablecoin reserve asset segregation.
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Ripple runs an investment arm that backs companies building tokenization and payments infrastructure around it, including Securitize. Alongside long-time partners like SBI Remit, it shows Ripple building out an ecosystem, not just promoting XRP.
ALT Screenshot of the Securitize tokenization platform website.
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Ripple's preliminary MiCA CASP approval in Luxembourg (June 2026) is a Green Light Letter still subject to final conditions. Once cleared, it lets Ripple passport regulated crypto services across all 30 EEA countries from a single base.
ALT A document referencing Ripple's Luxembourg operations under the MiCA CASP framework.
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Ripple published an XRPL AI Starter Kit built around the x402 protocol, giving developers a direct path to wire AI-agent payments into the ledger using XRP. That's infrastructure aimed squarely at the next wave of automated, machine-driven transactions.
ALT A developer resource page for the XRPL AI Starter Kit built on the x402 protocol.
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Not as cool as what @bgarlinghouse has in his office, but this is what hangs on my wall, as a daily reminder for me.
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For the FUD out there, remember: XRP can't be frozen and no new XRP can be issued
From my stream with @eezyxrpeezy
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Bitso, a major Latin American exchange, runs on Ripple's payment rails, and industry data cited stablecoin settlement volumes reaching close to seven trillion dollars in 2023. That's the scale of settlement money already moving through the market.
ALT A report page discussing Bitso's use of Ripple's payment infrastructure and stablecoin settlement volume figures.
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Samsung..?
JUST IN: 🇺🇸 SEC announces roundtable to prepare for 24-hour stock market trading.
Panelists:
• Citi
• UBS
• Cboe
• NYSE
• DTCC
• Invesco
• Nasdaq
• Schwab
• Samsung
• Blackrock
• Robinhood
• Jane Street
• State Street
• BNP Paribas
• BNY Pershing
• Citadel Securities
• Interactive Brokers
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Ripple just took equity in two companies almost nobody in crypto has heard of. Neither one issues tokens. Both sit on the unglamorous part of the process that has kept institutional tokenization stuck in pilot mode
1/25🧵
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XRPL shipped Permissioned Domains and a Permissioned DEX, letting institutions trade in a compliant, access-controlled environment on the same ledger as the public DEX. That's regulated DeFi infrastructure built directly into XRPL's core.
ALT A screenshot of the Ripple insights page on unlocking institutional access to DeFi on the XRP Ledger.
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Dubai's DFSA recognized Ripple's RLUSD stablecoin in June 2025, giving it formal crypto token recognition in the emirate
ALT A screenshot of the Ripple press release on DFSA's recognition of the RLUSD stablecoin.
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Softstack completed an independent security audit of Ripple's Multi-Purpose Token standard on the XRP Ledger, a new token type documented in the protocol docs. An outside audit on a new token standard is exactly the diligence institutions look for before they touch it.
ALT A case study page describing Softstack's security audit of Ripple's Multi-Purpose Token standard.
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I attended a conference recently where this visual was shared.
I hope this helps people grasp the gravity of the situation Japan is in with energy and oil costs, and why the RCT unwinding is inevitable.
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Excited to be speaking at Boston Blockchain Week 2026 this September.
Looking forward to joining builders, founders, investors, and industry leaders shaping the future of blockchain, crypto, AI, and emerging tech.
Boston Blockchain Week 2026
📅 September 8-10
📍Marriott Boston Quincy - 1000 Marriott Drive, Quincy, Massachusetts, USA, 02169
🎟️ Get 50% off with my speaker link: luma.com/bbw26tickets?coupon…
#BBW26
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Remember that the UK's FCA granted Ripple permissions to scale its payments business in the country, putting Ripple inside a regulated cryptoasset framework rather than outside it... the kind of approval that lets a payment network actually operate at scale.
ALT A Ripple press release announcing FCA permissions to scale Ripple Payments in the UK.
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XRPL lowered its base reserve requirement in both 2021 and again in 2024, part of the account economics that make the ledger cheaper to actually use. Small technical change, real effect on who can afford to hold an account on chain.
ALT The xrpl.org blog post announcing lower base and owner reserve requirements on the XRP Ledger.
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BNY became the primary reserve custodian for RLUSD, and Ripple separately acquired GTreasury to build Ripple Treasury for corporate money movement using stablecoins and assets like XRP. Custody plus a treasury platform is real infrastructure, not a pilot.
ALT A BNY document describing its role as primary reserve custodian for RLUSD alongside Ripple's treasury initiatives.
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Ripple Payments Direct routes cross-border transfers with XRP available as a bridge currency between currency pairs, documented in Ripple's own product docs. That's the bridge-asset mechanism written into the product
ALT A screenshot of Ripple's documentation site for Ripple Payments Direct.
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Ripple partnered with Clear Junction to extend stablecoin settlement into UK and EU payment corridors. That's regulated payments infrastructure connecting Ripple's rails directly to European banking systems.
ALT A page describing the Ripple and Clear Junction partnership for UK and EU payments.
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Mastercard is working with Ripple on stablecoin settlement using RLUSD. A payments network of Mastercard's size testing stablecoin settlement is a real signal for where settlement infrastructure is moving.
ALT A page describing the Mastercard and Ripple collaboration on RLUSD stablecoin settlement.
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Excited to be attending the inaugural TIE Forum in Austin on August 20–21.
Looking forward to conversations around AI, energy, digital infrastructure, policy, blockchain, quantum computing, and the future of innovation in Texas.
Hope to see many of you there!
#TIEForum
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Societe Generale-FORGE issues its EURCV stablecoin across multiple chains including the XRP Ledger. A major French bank putting a euro-denominated stablecoin on XRPL is a concrete step toward regulated settlement money on the network.
ALT Societe Generale-FORGE's product page for the EURCV euro stablecoin.
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Ripple Prime partnered with EDX Markets to bridge institutional access to digital asset liquidity. Pairing Ripple's prime brokerage with an exchange built for institutions is exactly the custody and market-structure layer that adoption depends on.
ALT A press release announcing the Ripple Prime and EDX Markets partnership for institutional liquidity access.
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I’m honored to announce that I’ll be speaking at The Future of Money, Governance & the Law (FoMGL) 2026 Register here ➡️ gbaglobal.org/fomgl-tickets-…
This event is organized by the Government Blockchain Association (GBA).
FoMGL 2026 brings together policymakers, regulators, and industry leaders for a curated exchange on the evolving landscape of finance, governance, and law. The program spans Washington, D.C. and New York City, connecting discussions from Capitol Hill across a structured, multi-day program of policy, regulatory, and industry engagement.
Why attend?
🔹 Regulatory Clarity: Gain direct insights into the evolving legal landscape from Capitol Hill to global markets.
🔹 High-Level Networking: Engage with decision-makers who are actively shaping the rules of tomorrow’s digital economy.
🔹 Strategic Alignment: Bridge the gap between traditional finance, blockchain innovation, and institutional adoption.
As part of this exclusive event, I’m pleased to offer my community a special opportunity to join us at a reduced rate. Simply use the code FRIENDS20 during registration to receive a 20% discount on your ticket.
I look forward to exchanging ideas with international peers and driving meaningful progress together.
It is a curated journey through capital and commerce:
✅ Day 1 (DC): Private Capitol Hill Roundtables & Hill Visits with the Congressional Blockchain Caucus.
✅ Day 2 (DC): Summit Conference & our legendary Cryptopoly Gala at the historic Whittemore House.
✅ Day 4 (NYC): New York Summit UN Headquarters
Conference Room 2 (Pending Final Confirmation) This Event is free and open to all attendees.
⚠️Access is Curated & Limited.Registration required due to limited venue capacity.
Please note: The event is approval-based with limited capacity. Priority will be given to government policy makers, government employees, host-invited guests, media, supporters, and GBA members. Applying early is strongly recommended. There is also an exclusive ticketed Gala Dinner Reception available with limited space, so purchasing soon is highly recommended.
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Euro Exim Bank's historical coverage discussed working with Ripple on payments and framed XRP around minimizing liquidity costs in trade finance. Worth reading as a documented case, not as proof of what's operating today.
ALT A screenshot of the Euro Exim Bank publications page referencing Ripple partnership coverage.
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