fintech nerd @tryramp, mountain athlete, @cubs fan

Friday, 5:01pm. Your wire missed the cutoff. Your vendor still needs to get paid. Today we are launching Stablecoin Accounts & Payments at @tryramp: 1/ Pay vendors in USDC or USDT in 140 countries, 24/7 2/ Hold stablecoins & earn rewards on balances 3/ Manage fiat + stable payments with the same approvals & accounting Stablecoins are better money. Ramp empowers your business to use them anywhere you use fiat.
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andrew chapello retweeted
Before his potential last home game as a Cub, Ian Happ tossed the fans in the Wrigley bleachers a baseball with some cash for beer
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Today, we’re announcing the biggest expansion to @tryramp ever. We've been helping companies pay others. Now, we're helping them get paid. Introducing Ramp Accounts Receivable. The #1 ask from customers is for Ramp to remove the friction and time between making a sale and collecting revenue. Getting paid should be the simplest part of making a sale. Instead, finance folks are forced to manually create invoices, track outstanding invoices, chase late payments, and reconcile transactions. Ramp uses AI to automate the entire invoice-to-cash lifecycle, from creating invoices without manual data entry to drafting follow ups for review, and collecting cash - so businesses get paid faster with far less work. Businesses can now manage more of their finances on Ramp, from money coming in, to banking, to money going out. Get started today: ramp.com/accounts-receivable
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andrew chapello retweeted
Amazing the delta between people who complain about things vs the people who do things
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I was that kid in college who read the paper edition of the FT. The one printed on pink paper. Which is why I'm stoked that @tryramp is live in the UK! I'll be in London next week to talk with customers. If you're building in London, let's grab a cheeky coffee and talk about AI and how to save your company time & money.
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andrew chapello retweeted
UK finance teams have waited long enough. Ramp is now live in the UK. Sorry we’re late. ramp.com/uk
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andrew chapello retweeted
one of the great front pages of all time.
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In the Cubs’ first game back at Wrigley after 9/11, Sammy Sosa ran onto the field with an American flag, then homered in the first inning and carried it around the bases as the stadium erupted. 25 years later, a lasting reminder of the power of sports to unite. Never forget.
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andrew chapello retweeted
what an exciting Apple event! i sure hope my brand doesn’t get infringed upon 💚
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Had to download Adobe Acrobat to fill out a form today and I immediately regret the decision. A quick review: 1/ The app is 2.5 GB. To edit PDFs. Preview (native on Mac) is 7.6 MB. 2/ Want to export your filled PDF as a PDF? Upgrade to the paid version. 3/ OK, let's upgrade. Opens an outside browser, not an in-app upgrade. What are those 2.5 GB for? 4/ $35 / mo to read and send PDFs. Which Preview does for free. 5/ Every time you open the app it asks you to make it the default for opening PDFs. Even when you say "don't ask again" 6/ You have to print this form to view it ... what?
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andrew chapello retweeted
Ramp interns hit different. Huge shoutout to our newest intern on the Ramp crypto team @tesvarajiang for shipping her first customer-facing feature to production less than 24 hours after finishing onboarding 📈. You can just do things.
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Had a great time talking with @tednotlasso about Ramp Stablecoin Accounts & Payments. We're empowering Ramp customers to hold & move money 24/7 on a global scale.
1/ What does it look like to build business financial products with stablecoins? @tednotlasso sat down with @chapello to walk through @tryramp’s Stablecoin Accounts. See how Ramp uses Privy to give businesses a way to hold digital dollars and move money globally, 24/7.
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a ride in the mountains will fix you
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Dolly Parton? You mean the legendary founder and entrepreneur?
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andrew chapello retweeted
How do you turn an agentic commerce demo into a production-ready agent? With Ramp, you can give an agent its own identity and spending limits, plus the ability to attach receipts, memos, and everything else finance needs to close the books. Here’s what it looks like. We’re onboarding alpha customers. Reach out via the website below for access.
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andrew chapello retweeted
The median end-to-end settlement time for a USD -> EUR payment at Ramp today is more than 5 times faster than it was 365 days ago. This has not only resulted in happier customers but its also materially simplified our operational complexity around international payments as well as the costs associated with those operations. This - of course - wouldn't have happened without the significant amount of work we're putting into moving money via stablecoins. Really looking forward to seeing what international payments look like in the coming years as USDC/T -> EUR rates inch ever closer to USD -> EUR rates.
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andrew chapello retweeted
Imagine growing up in absolute dirt poverty in east Tennessee, daughter of a tobacco farmer, going to school wearing rags your mother stitched into a coat, and when you die the British royal family has its military band play your up-the-workers country-pop anthem in tribute.
Remembering the late, great Dolly, who brought joy, comfort and inspiration to so many - including the millions of children given free books through her Imagination Library. We will always ❤️ you.
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Instinct has had the best consumer product launch strategy since Uber. This happened in 4 parts: 1) Exclusivity: it is invite only 2) Hype: lots of folks writing on X (including by me) 3) Mystery: who is the team? Who are the founders? Have they already raised? 4) A dash of fear: is this too powerful? How do they use my data? YOLO?
I’m Noah, the founder of Instinct. Instinct is a personal agent that we’ve been building for the past few months. The interface is simple: there are no new interfaces. You can text or call it. It's trained to use a phone and a computer in the same way that humans do. Instinct combines simplicity with extreme capability. I’m thrilled with everything our early users are doing with Instinct. They’ve told us they’ve planned cross-country road trips, bought weekly groceries and concert tickets, and cancelled hundreds of dollars of subscriptions. Someone’s even planning their wedding with Instinct. We want to make Instinct the best personal agent for all of you. It’s available in an invite-only beta program while we’re actively bringing up more compute. I’m excited to see what you all do with it. instinct.co
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andrew chapello retweeted
We just made our biggest grant yet: $212 million to @AgainstMalaria to support bed net campaigns in the Democratic Republic of the Congo, with other @GiveWell donors adding another $64 million. GiveWell expects these nets to avert 67,000 deaths, mostly in kids under five.
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Yes product velocity is what Ramp is built upon and Inspect is taking it to new levels. The other, less hyped, function Inspect performs is as an encyclopedia to a complex product which operates in an interdependent global financial system. For example: 1) Why did X customer see Y error message? Make sure this gap is closed. 2) Where is Z customer's money right now? Can we make a change to get it there faster in the future? 3) How many customers have run into this bug? Help me to draft an email to them explaining what happened. When you have 70,000 customers and move $ billions every day, this function inside your system enables you not only to build products but support customers in ways never before possible. There is no way this could have happened without the tools, skills, and access to underlying production systems that make up Inspect.
It's rare to see a non-AI frontier lab build an in-house AI coding tool that works so much better than what frontier labs have to offer. Ramp did this with Inspect: an AI coding harness fully integrated with their systems, running on cloud machines, and being a smash hit inside the company. Ramp basically runs full-blown cloud development environments (CDEs) for agents to build code on, and validate it, and has made this tool "multi-player" by default, with no opt out. We find it likely that the likes of Codex, Claude Code and GitHub Copilot will build similar tooling in a few months' time to what Ramp already has in-place. Deepdive: newsletter.pragmaticengineer…
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