What if Suriya - Dhanush acted in #F1 🔥

வாழ்வு தொடங்கும் இடம் நீதானே! வானம் முடியுமிடம் நீதானே! காற்றைப் போல நீ வந்தாயே! சுவாசமாக நீ நின்றாயே! There can never be another master of dynamics in singing like Jayettan. His Innumerable gems will live on! #jayachandran

A holistic approach to Dividend analysis has a lot of inferences for a long-term investor. My one-page visual. But if you wish to have complete details, do not miss out on my 6 part blog demonstrated with an example. (1/n)

Insurance FDI investment limit proposal to be hiked to 100%. So how should we expect this to pan out? What happens to the incumbents ? Any idea about the proposed policy tweaks on insurances giving both life and non life products? @prani1802 @shyamsek @nagappanv

Vamos, @RafaelNadal!   As you get ready to graduate from tennis, I’ve got a few things to share before I maybe get emotional.   Let’s start with the obvious: you beat me—a lot. More than I managed to beat you. You challenged me in ways no one else could. On clay, it felt like I was stepping into your backyard, and you made me work harder than I ever thought I could just to hold my ground. You made me reimagine my game—even going so far as to change the size of my racquet head, hoping for any edge.   I’m not a very superstitious person, but you took it to the next level. Your whole process. All those rituals. Assembling your water bottles like toy soldiers in formation, fixing your hair, adjusting your underwear... All of it with the highest intensity. Secretly, I kind of loved the whole thing. Because it was so unique—it was so you.   And you know what, Rafa, you made me enjoy the game even more.    OK, maybe not at first. After the 2004 Australian Open, I achieved the #1 ranking for the first time. I thought I was on top of the world. And I was—until two months later, when you walked on the court in Miami in your red sleeveless shirt, showing off those biceps, and you beat me convincingly. All that buzz I’d been hearing about you—about this amazing young player from Mallorca, a generational talent, probably going to win a major someday—it wasn’t just hype.   We were both at the start of our journey and it’s one we ended up taking together. Twenty years later, Rafa, I have to say: What an incredible run you’ve had. Including 14 French Opens—historic! You made Spain proud... you made the whole tennis world proud.   I keep thinking about the memories we’ve shared. Promoting the sport together. Playing that match on half-grass, half-clay. Breaking the all-time attendance record by playing in front of more than 50,000 fans in Cape Town, South Africa. Always cracking each other up. Wearing each other out on the court and then, sometimes, almost literally having to hold each other up during trophy ceremonies.   I’m still grateful you invited me to Mallorca to help launch the Rafa Nadal Academy in 2016. Actually, I kind of invited myself. I knew you were too polite to insist on me being there, but I didn’t want to miss it. You have always been a role model for kids around the world, and Mirka and I are so glad that our children have all trained at your academies. They had a blast and learned so much—like thousands of other young players. Although I always worried my kids would come home playing tennis as lefties.   And then there was London—the Laver Cup in 2022. My final match. It meant everything to me that you were there by my side—not as my rival but as my doubles partner. Sharing the court with you that night, and sharing those tears, will forever be one of the most special moments of my career.   Rafa, I know you’re focused on the last stretch of your epic career. We will talk when it’s done. For now, I just want to congratulate your family and team, who all played a massive role in your success. And I want you to know that your old friend is always cheering for you, and will be cheering just as loud for everything you do next.   Rafa that!   Best always, your fan, 
 Roger

According to the government, education and medical inflation in India is 4%

@palkisu Just breathed fire on behalf of all salaried tax payers on the insensitive mockery called #Budget2024. @firstpost @dmuthuk @nsitharaman youtu.be/9XMazyA1LzM?si=QFyj…

When u wanna win drivers championship against a beast. You have to go for the kill in every opportunity. Kudos to team spirit but @LandoNorris may regret it later. @F1 @McLarenF1 give your number one a fair chance at Max.

Credit card data for December is out! Things to note : - Dec'23 marked the 2nd highest spend ever, despite risk weights regulation by RBI last month. - Federal bank saw 3x growth in cards from previous month, replacing IDFC in top card issuers. - HDFC bank is on its way to become the 1st bank to cross 2 Cr. credit cards in Jan'24. - Dec'23 marked the highest cards added in FY24.

Key Variables to do Peer to Peer Analysis in different sectors here. One of the key learnings from yesterday's session. One can easily compare similar companies in an Industry if the variables are known:

Failure is the norm Many businesses die within first three years of starting. Even among those who survive, very few thrive. Most simply survive. I read that only around 25% of listed companies create wealth. Only a single digit percentage of companies create huge or mega wealth. It looks like failure is the norm and success is an exception. But we always think otherwise. Be it sports or movies or politics, the same thing holds good. Only 1% of us can be in the top 1%. Not all of us can create wealth in stock markets. Most of us would end up average in investing. Traits are labelled based on outcomes. If successful, we call it perseverance. If failure, we call it stubbornness. When we realise failure is the norm in many aspects of life, we would be compassionate towards both ourselves and others. Setting aside for the moment role of luck, we either need to do things differently or do ordinary things extra ordinarily for success. Impulsiveness and impatience are very common amongst investors. That why most of them never make any money in markets. Not only that many lose as well. Discipline and patience would help you do ordinary things extra ordinarily. Though success is never assured, this increases the probability. All our effort is towards making you do ordinary things well and be different from most of the investors. If you realise failure is the norm and success is rare, you would understand why we ask you to do what we ask you to do. Many think stock markets or trading is easy. This is the only field where we take outcome for granted without adequate outer and inner preparation. As Buffett says, in every market cycle, a new set of investors learn some very old lessons. It is better to have some self doubt, appreciate uncertainty, prepare adequately, do things differently from an average investor and most important do ordinary things extraordinarily. This increases our chance of success and hopefully we won’t fail.

As markets are hitting all-time high, material wealth for many is also at all-time high. Is our happiness also at all-time high? While introspecting, I penned down some thoughts. Apologies if I sound preachy.

My Investment Journey to a net worth 29 times my annual expenses freefincal.com/my-investment…

RT @anand_srini: With immense respect and admiration, I wish you a very happy 86th birthday, Sir Ratan Tata! You have touched the lives of…

Sharing these screens for Public Use:- Been working on these screens for a few years now. These include ways to find stocks showing Margin expansion, ROCE Expansion, Reasonable Valuations, Capex, Deleveraging, and companies showing epic PAT Growth. Make full use of it folks. Link is given below 🔗: screener.in/user/145178/

Some basics 1)    Have an emergency fund of not less than 1 year of your expenses. 2)    Insure: Term, medical, personal accident and fire insurance for your house. 3)    Don’t use revolving credit on your credit cards. 4)    Simplify: have two bank accounts, two credit cards and two demat a/c. 5)    Write a will. 6)    Don’t borrow except for buying a house. 7)    Ensure the value of the house is not more than 5 times your annual salary. 8)    Create a corpus of not less than 30 times your annual expenses before considering retirement. 9)    Spend less than you earn. 10)  Try to save 30% of your salary. 11)  Invest regularly. 12)  Invest for long term; not less than 10 years, preferably 20 years or more. 13)  Never stop your SIPs, especially in bear markets. 14)  Never forget that all asset classes would always be cyclical. 15)  Equity would provide the best return over long run than all other asset classes. 16)  Follow portfolio diversification. 17)  Follow asset allocation. 18)  Have an advisor. The reward is worth the cost. 19)  Check and review your portfolio only once a year. 20)  More than your knowledge, it’s your behaviour which matters most for success in markets. 21)  Come what may; always stay the course.

My four part blog on RETIREMENT PLANNING. It is beyond Finance Planning. Do share with someone whose retirement is round the corner. 40 minutes read P1: mysuccessproject.in/your-com… P2: mysuccessproject.in/your-com… P3: mysuccessproject.in/retireme… P4: mysuccessproject.in/unveilin…

Is INDIA still secular? NMC logo 😡😡😡 #MedTwitter

Passing away of a legend 🙏cnbctv18.com/business/charli…

Shabhash! Technological revolution led to speculative evolution. I think we must now go back to reading the Investment charter of the regulator. Back to the basics moment.