I've been following Ramp for some time now...
The insight everyone will miss: this isn't a tech story. It's an org design story. Remove constraints, measure publicly, let people build. The tools are the easy part. The culture is the moat.
One thing I'd add — this playbook isn't just for operators. If you're an investor, the L0-L3 proficiency ladder is a value creation framework for every portfolio company you touch. The firms that figure that out first will compound faster than anyone running AI as a back-office experiment.