Pinned Tweet
These geese could do abbey road but the Beatles could never shit on my car
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lmao the infuriating part of the credit card debate is that people are acting like it's simply untrue that you can pay your credit card in full every month and reap benefits or rewards from the bank. like there is no gotcha! that is literally how it works!
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meet me at the dog haus biergarten in wicker park where i've never seen more than 3 people in the establishment at any given time oh also it opens at 8am every day
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This is like claiming that your electricity bill which arrives monthly is “microdebt”.
sooooooooooo according to the Internet, I should be constantly be putting myself into micro-debt and getting myself out of it every month to improve my dumbass "credit score" and MAYBE get enough money to get like an iPad or two. thanks capitalism
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charles entertainment cheese retweeted
They’ll put an AI assistant up your ass if you’re not careful
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charles entertainment cheese retweeted
not opening a savings account bc the interest i accrue is blood money from the bank
People so mad about my credit card tweet is so funny because if you spent $5,000 in a month and got 2 percent back, you’re only going to get $100 back. That’s not from the credit company, that’s literally blood money from someone else’s outstanding balance generating interest lol
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charles entertainment cheese retweeted
Hey, more free hotels, flights and airport lounges I guess
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i'm losing brain cells
Credit cards feel like such a scam that way, you're meant to leave a little bit unpaid every month so it gains interest but not too much that you're in notable debt, and that's how you start upping your credit score, but it's so tedious and stupid honestly
Community note
Carrying a balance isn't required to build credit. Scores rely on on-time payments and low utilization—paying your statement in full each month builds credit without paying interest. myfico.com/credit-educati… cnbc.com/2024/05/03/how
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charles entertainment cheese retweeted
Sometimes stupid discourses are clarifying, like “credit cards, how do they work” people are the same guys that don’t understand supply/demand in housing and think groceries are expensive because the store is evil. It’s a whole worldview defined by being confused by basic things
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charles entertainment cheese retweeted
Love seeing people think credit cards are somehow ripping people off when you just pay them off before interest hits and get litterally free shit for doing so
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charles entertainment cheese retweeted
Whenever there is discourse about credit cards, insurance, 401Ks, etc on here, I am reminded that a sizable portion of the population doesn’t actually understand the world around them and think things just inexplicably happen to them
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charles entertainment cheese retweeted
Having a train that takes you directly to the airport is genuinely one of the top 10 things a city can offer. No expensive taxis, no sitting in traffic, no begging someone to drop you off. Just get on the train and arrive at the airport. Every major city should have this.
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