In 2019 I sat in a closed meeting in London that I will never forget. It was held in a private consultation room at the Bank of England’s Threadneedle Street complex. Present were senior representatives from Barclays, Santander, Deutsche Bank, BNP Paribas, and a policy advisor from the ECB’s Directorate General for Market Infrastructure. Ripple’s institutional strategy team was also in attendance. The discussion focused on the future of euro liquidity, settlement fragmentation, and the long term viability of cross border clearing within Europe. A confidential briefing pack circulated during the session outlined a proposed framework that, at the time, was considered highly strategic. The document stated that Ripple intended to introduce a euro backed stablecoin designed to operate as a programmable settlement instrument within the European financial system. The proposed model did not resemble retail stablecoins. It was positioned as an institutional utility, fully collateralised, with mandatory visibility for central bank supervisory functions. The idea was simple yet transformative. Create a euro denominated digital settlement asset that could interact directly with the XRP Ledger and achieve near instant cross border finality across the SEPA network. Deutsche Bank’s treasury team examined the liquidity compression benefits. Barclays evaluated the impact on intraday funding and collateral cycles. BNP Paribas highlighted how this instrument could reduce their dependency on nostro positions across central European corridors. The ECB representative focused on interoperability with TIPS, TARGET2, and future wholesale digital currency frameworks. The economic modelling was extraordinary. Reduced counterparty exposure. Reduced capital drag. Near zero operational float. Real time reconciliation across correspondent flows. A unified settlement layer for both institutional and commercial transactions. The final remark from the ECB advisor has stayed with me ever since. If a euro backed digital instrument achieves compliance alignment and harmonises with supervisory architecture, it becomes the de facto European standard by default. Not by mandate but by efficiency. That meeting was a rare moment of clarity. Europe understood the direction of travel long before the public did. Ripple understood it as well.

Here is the issue with crypto. The average person doesn’t understand it. It must be easy to understand and use. Right now the terminology is too complex, hence the reservation. The overall MC should be over $5T.

There are night games, and then there are night games in West Texas 🏴‍☠️

🚨 WATCH : Kevin O'Leary says investors, including himself, got it wrong betting Ethereum would become the universal standard chain "That was under the assumption that everybody would standardize on Ethereum. Every sector. That has not happened" 👀 "Now investors like me and many others are saying, wait a sec — we're wrong about ETH being standard... maybe it's too slow. Who's next?" Still holds BTC and ETH as ~90% of his crypto exposure, saying the pair captures 97% of the market's volatility — but he's now openly questioning what fills that second slot going forward 🔥

Louisville Athletics announces a brand partnership with Ripple, bringing the XRP logo to Louisville Basketball Details: uofl.me/4hrH5Mm #GoCards

Louisville Athletics announces a brand partnership with Ripple, bringing the XRP logo to Louisville Basketball Details: uofl.me/4hrH5Mm #GoCards

Louisville Athletics announces a brand partnership with Ripple, bringing the XRP logo to Louisville Basketball Details: uofl.me/4hrH5Mm #GoCards

After a year of intense daily bipartisan negotiations, this bill is ready. Here is the final text. President Trump voluntarily agreed to new ethics provisions holding every federally elected official, judge, and their spouses to some of the toughest ethics restrictions in U.S. history. This new text includes more than 120 of Democrats' demands. A no vote on Tuesday means opposing real ethics reforms on politicians' personal investments, handing American leadership in digital assets to our foreign competitors, and leaving Americans with zero protections in the digital asset markets. Democrats got what they wanted; now they need to take yes for an answer. Here's the latest: lummis.senate.gov/press-rele…