Want to share my thoughts as one of the few, if only people, that have deployed AI Agents that are moving money and making payments within a banks firewall for their customers.
Banks are shutting off access to external AI Agents (for now). Why did this become such a problem all of a sudden?
This has been happening since the beginning of the year. When OpenClaw came out it was maybe a few hundred hackers/engineers that set their OpenClaws up and gave it access to their bank accounts. Why?
Not because they're crazy, but because they hosted the agent, they trusted it, and they saw the power for how much these agents could help them do both mundane and complex tasks, which banking has plenty of.
Fast-forward to the last two months with Instinct, Muse, and the 100+ personal AI Agents that have come out and that number has gone from a few hundred, to thousands.
Banks were not ready for this activity, and quite frankly did not expect this level of agentic activity to come this fast. So they did the right thing, shut the gates.
I don't think this will be the case forever, and banks will need to support this in a safe and trusted way where most importantly THE BANKS control the experience.
Here are my thoughts on how this all plays out, if you think a banker or anyone at any Financial Institution would benefit, please share. Thank you!
paymanai.com/blog/ai-agents-…