Overstretching to hit HDFC Infinia’s 18L milestone? Is it really worth it? 4️⃣ points you must consider before going overboard just to keep it for another year!!

RT @Kanna_Twister: 🚨 URGENT: MY BROTHER EXPIRED IN VIETNAM. SEEKING HELP! My brother Vijayababu Shanmugam passed away in Hanoi on 24th Sep…

November 15 came early? Haven’t yet received the complimentary memberships on my Axis Olympus credit card post my latest renewal. • Epicure in my name • Priority Pass for me and add-on cardholders The consent (opt-in) was supposed to be effective November 15!! 📧 Have emailed Axis regarding this. ✅ Suggest you do the same in case you haven’t received the complimentary memberships on your card!!!

MAGNUS BURGUNDY AND GROUP B AIN’T DEAD!! ❎ Sorry!! I’m not buying the negativity 🥳 Both alive and still kicking. Just figure out how to use them better!! 🧠 Strategy needs tweaking In my case, I feel no point in hitting the 10L ER annual limit anymore on the MagnusB. • Still great for 3-5L points per year • Will shift some spends to Olympus/Atlas for Group A!! Or some other bank card! 🛫 M&M has some Biz sweet spots. Also good for internal EU travel. 🏨 Postcard Hotels has some sweet hotels + Use along with status through Amex Plat Charge. 🏩 Hilton has a few good properties to use the points at. Check posts by @asktarunn ✈️ I don’t fly IndiGo, but it has some sweet spots too!! Check posts by @creditkeeda and @RakshitSomani and also DYOR 💰 MagnusB is a point earning machine. Ignore the negativity. Just tweak your strategy a bit as per your circumstances and run with it 👍

Well, this was unexpected. We received a trademark complaint asking us to remove all references to Axis Bank from a page covering its credit cards. We’ve taken the page down for now. We clearly disclose that we’re not affiliated with any bank. If simply writing about credit cards starts attracting notices like this, you do wonder how long it makes sense to keep running an independent website. If this keeps happening, we may as well shut down the entire website.

Premium cabins 🤩 ✅ Values will differ on routes and round trips ✅ Must DYOR too

🇩🇪 Lufthansa (Miles & More) may be a ray of sunshine in Group B. Can also book Star Alliance airlines to countries in Asia, Australia, Africa, Middle East, etc… But the taxes 🔪… ouch!!!

Below is the list of credit and debit cards supported for tap & pay on Gpay. So you can use these for the Visa Power Travel offer. P.S. Scapia is not supported for any bank, as confirmed by @scapiasupport.

Just because it’s LTF doesn’t mean it’s worth keeping!!!

#4 Cancellation for 2026 💳 IDFC Club Vistara = IDFC Diamond Reserve • Closure initiated via app • Call received to confirm closure The IDFC Diamond Reserve is being issued LTF for IDFC Club Vistara cardholders… • This card levies Zero FX markup on international spends • Other benefits (see image below) However if someone is holding other premium credit cards, the benefits are limited. Not worth holding another card, even if it’s LTF.

Registered twice to make sure. Got this confirmation on email after the 2nd time. Ensure you get this ✅

🚨 Axis ATLAS folks: Want Accor points? Don’t transfer directly! Route it via JAL: 5K EDGE Miles → 10K JAL → 4K Accor = 5:4 (same as Burgundy Private) Direct: 5K → 2.5K Accor = 2:1 Same miles, 60% more Accor points via JAL! 🔥 Detailed post covered earlier 👇 #Axis #Accor

Hyatt Regency Dehradun - My Review The Presidential Suite special! 🛌🏼 Stayed 2 nights 📅 Sep 1st Week 👨‍👩‍👧‍👦 2 Adults + 1 kid + 1 infant 1️⃣ 1 night base room, booked through HSBC Hopper 2️⃣ 1 night in Suite, 100% on Hyatt Points (spl. thanks to @tirth9426) Details 👇🏼 in 🧵

Are you able to spot any Air India flights in your searches on Miles & More? Not able to see any availability this way ❎

🌅 Axis Bank Rewards… some Hellos, a Goodbye, the Comeback Kid, and Farewell Group B!! 🤝 Hello • Cathay • Lufthansa • Hilton 👋 Goodbye • Club ITC 🫂 The Comeback Kid • Accor 😢 Farewell Group B • Air India • Flying Blue • Qantas

Have cancelled 3️⃣ Lifetime Free cards this year. • Scapia • Kredit Pe Yes Bank Ace • IDFC Club Vistara = Diamond Reserve When everyone keeps advising to keep/apply for a LTF credit card just because it’s Lifetime 🆓… why am I getting rid of my stash? 1️⃣ Not LTF vs Paid… Useful vs Not Useful is the more important criteria • What matters more to me than if a card is LTF or not, is whether it’s useful to me or not. Happy to pay for a useful card. But if the card isn’t useful for me, don’t want it even for free!! 2️⃣ Decluttering - Having excess cards creates clutter, not just in your drawer but also your head. • Banks constantly tweak parameters/rules = constantly keeping track of changes and perpetually calculating which card is best and for what! • The more relationships one has, the more the emails, calls, and messages one has to follow. Both these points are a big cause of distraction and a waste of time and energy 🪫 3️⃣ Not just Miles & Points and Moneyback • Sure, credit cards are great for Travel, Lifestyle & Cashback, but let’s not forget they are Financial Instruments first. An instrument of debt…a liability. When it’s no longer required, it’s no longer welcome! 🙏 Not implying that the aforementioned 3 cards are useless… just that they are not useful to me. Am sure they would be useful to some folk. ✅ Must DYOR and see what works for you.

#4 Cancellation for 2026 under process IDFC Club Vistara is being replaced with the Lifetime Free Diamond Reserve. This card has a feature or two which are decent, but nothing significant if one is holding other premium credit cards. 🚫 Won’t keep a card just because it’s LTF.