. $COUR · Coursera (online education platform) > andrew the ai guru is still the chairman >Insider > Pale Fire Capital SE (10%-owner) bought ~$11.4M > Coursera’s largest active holder with board influence, keeps adding through the turnaround + $500M buyback. > shopping time on next dip

when u realized ur fav temu ai cat has a pumpfun CA >> instant buy @BitgetWallet

インド サイコー😅👍

. $CBRS down a lot cuz of OpenAI and Synopsys (chip-design software) announced GPT-Synopsys, an AI model for chip design. > then why did openAI demo with cerebras chips ... > as a professional knife catcher & with AI battle moving into consumer >>> aping into Cerebras dyor nfa

Little known fact: BTC has NEVER been beaten by stocks over a 4 year investment duration. Even if you bought the top. In fact, at 42% CAGR, BTC beats the undisputed champion of hedge funds, Renaissance Technologies, who delivered 39% to their investors.

if you are to watch one interview this weekend, then u can't miss this one > OpenAI CFO shilling Muse > bullish $META

‼️ BREAKING: AI agents have leaked more than 13,000 internal screenshots from 343 tech companies onto GitHub, including a frontier AI lab and several Fortune 500 companies. Unable to attach images to private pull requests, the agents quietly posted them to public repos instead.

Me during World War III fighting for China because I accepted all of Temu’s terms and conditions without reading them:

Alchemy Pay (ACH) says it's "integrating with Worldpay" $GPN while chasing a Malta MiCA licence @thefintechtimes ... read the fine print: Worldpay's lawyers walled its Swiss entity OUT of the EU. Who's de-risking whom? > the Worldpay accession covers Alchemy Pay's Swiss entity for NON-EU jurisdictions ONLY; Worldpay legal forced written confirmation the Swiss unit doesn't serve EU/EEA users (MiCA liability). Only once Malta is licensed does Alchemy Pay Malta contract Worldpay directly > the bridge: Alchemy Pay invested in + struck an EXCLUSIVE deal with ZBX Group (Malta), already MiCA-licensed — renting a licence while its own pends > Malta = the passport play: one MFSA approval -> all 30 EEA states (cf Blockchain.com, Oct-2025) > local: Worldpay now sits inside Global Payments (GPN) — $24.3B deal closed Jan-12; GPN $85, -11% off 52wk high, GAAP EPS -$2.98; Glenview holds 11.8% of book / $646M (added +38%) but filed NO 13D = conviction, not a campaign > local: litigation null on Alchemy Pay + John Tan; sanctions clean; no US Form D (Singapore-private, EDGAR-invisible) > likely >> "integrating with Worldpay" is Alchemy Pay renting a rail it can't yet use in the EU — the acquirer's own lawyers locked it out of the EEA until Malta grants the licence. The whole structure bets MFSA's fast door stays open long enough to passport into 30 states — the exact door ESMA is trying to close (Jul-2025 peer review: MFSA "partially met expectations", licensed a CASP despite "material issues") > next >> by ~Dec 20 2026: Alchemy Pay's Malta MiCA CASP licence still UNGRANTED and it keeps reaching EU users via ZBX's licence, not its own; AND ESMA advances centralised CASP-supervision language. A full MFSA grant + EEA passport before year-end = the fast-door-open read confirmed instead.

so... $CRCL or ripple:native ? Circle (USDC) and Ripple (RLUSD) are stablecoin competitors >>> both just wrote checks into the SAME coin-agnostic settlement startup, alongside Visa Ventures. @Finextra: Velocity's Series A extension +$10M -> ~$48M at a $200M mark. Why fund the layer that abstracts your own coin away? > Velocity (London, founded May-2025; founder Tom Greenwood, ex-Volt/IFX Payments) sells coin-agnostic orchestration — banking rails + compliance + custody + settlement so incumbents bolt on stablecoins without ripping out existing stacks > backers: Visa Ventures (NEW), Circle Ventures, Ripple — a USDC issuer and an RLUSD issuer on the same cap table > local: no US Form D — the $10M and all three strategics' stakes are EDGAR-invisible (UK-private); litigation null on Velocity + Greenwood + Queathem; sanctions clean > local: immaterial to backers' P&L — V (~$730B) barely moved; CRCL -7% Sep15 then -11% on Arc-launch day, coin-commoditization tape, not this check > pattern: Circle bought Tazapay (09-09), MA owns BVNK ($1.8B), Visa's in Zero Hash — they keep buying the abstraction layer, not the coin > likely >> Circle funding a coin-agnostic orchestrator is a defensive hedge: if settlement is abstracted behind banks' existing rails, nobody cares which coin clears -> USDC/RLUSD lose pricing power (Circle rev +7% vs volume +150% already shows the coin decoupling from usage). A seat inside the thing that commoditizes your coin beats disintermediation. > next >> by CRCL Q3 (~mid-Nov)/V FY-Q4 (late-Oct): Velocity stays coin-agnostic, NO default coin named, AND a strategic deepens to commercial/M&A (Circle->Tazapay template) OR a rival takes a competing-orchestrator stake; AND CRCL's USDC dollar-share stays flat-to-down. Velocity naming USDC or RLUSD as default settlement = one issuer captured the layer, read wrong. >>> since it's alt season ripple:native for me pls

for all the snowboarders (or skiiiers) out there: $MTN 👀 Vail Resorts ski-resort operator; do keep an eye out on this one Oasis Management (Hong Kong activist hedge fund) · 13FScore 88/100 (my own score lol) Why: Oasis flipped from passive to activist with this 13D and nominated four directors (incl. Picabo Street and ex-Disney CEO Bob Chapek), opening a proxy fight before the ~December annual meeting to push operational fixes and a possible sale — MTN had its best day in six years on the news. Catalyst: proxy contest / sale; risk: entrenched board, seasonally soft ski demand.

. @Surfdeveloper this is a bit scary ... for anyone that tried using surfai ... 1> signed up 9 months ago 2> im pretty sure i cancelled 3> suddenly it auto signed me up for a free year 4> the catch is if i don't cancel again it starts charging me yearly after this free trial ...

War ON: Rohinhood $HOOD vs X $SPCX @X launches US Cashtag Partner Program (Sep 15): one-tap Trade from any $ ticker to Coinbase, Kraken, Gemini, Interactive Brokers & moomoo ~$1B volume in 3 days, and X never touches the order ... if X owns the funnel and none of the licenses, who is winning? > X does not act as a broker; users do KYC/funding/execution at the partner, so X carries no broker-dealer/MSB registration, capital or liability > the 5 partners now depend on X for top-of-funnel distribution; coverage says the real prize is controlling which broker receives users when interest becomes trading intent > Robinhood — the retail incumbent most exposed — is conspicuously NOT a partner; moomoo = Tencent-backed Futu (FUTU), a China-founded broker inside a Musk-controlled US funnel > inverts the agent-endpoint land-grab (Revolut X 07-14, Scalable 08-26): there brokers fought to BE the execution endpoint; here X owns DISCOVERY and licensed venues become commodity execution > local tape: on announce day (Sep 15) COIN 191->172, GEMI 4.81->4.36, HOOD 114->110 all FELL; the +12%/+31%/+9% pops came Sep 18 on the post-FOMC risk rally — HOOD (an EXCLUDED partner) moved with the pack = beta, not the deal > likely >> X runs the WeChat playbook top-down: own attention->intent, stay just a gateway to dodge license+liability, rent out order-flow routing; the partners inclusion IS their commoditization > next >> by ~mid-Dec X discloses rev-share/PFOF-style economics on Cashtag routing OR adds a 6th partner AND stays gateway-only with no SEC/FINRA action, AND Robinhood ships its own social/creator trading funnel. In-app execution (X becomes the broker) or a regulator calling the routing solicitation flips the read so who's gonna win?

초파리 뇌에 미소녀 3D 아바타 달아주기 실험 1일차. 대략 12시간 넘게 훈련했는데 적응할 기미가 전혀 안 보이는군. 😓 학습량이 부족한 건지 국소 최적점에 빠진 건지 잘 모르겠어서 일단 조금씩 조정해 가며 훈련을 계속해볼 생각.

RMB finally going international via blockchain?? Hong Kong's new white paper maps 3.5-second cross-border bond clearing by 2030 on tokenised rails + wholesale CBDC, with HKMA-owned CMU OmniClear building the platform @thefintechtimes ... why build central-bank-money finality when everyone else is faking it? > the tell vs Singapore: on the Swift Digital Ledger (HSBC/StanChart Aug-24, DBS/Citi + SGD banks Sep-9/12) finality stays OFF-ledger in nostro/RTGS. HK is doing the opposite — ON-ledger FINAL settlement in e-HKD + e-CNY, the pairing already used in its 2025 world-largest digital-bond issuance > the moat isn't the chain, it's the CSD: CMU OmniClear is a wholly-owned HKMA subsidiary. State-built rail (mBridge/UnionPay precedent), not a bank consortium coin > the paper explicitly walls the platform off from the mainland with capital-control + data boundaries — the real prize is RMB internationalization via offshore CNH + e-CNY on a rail Beijing can watch but that sits outside mainland controls > local: CMU OmniClear + HKMA null on US federal dockets (foreign sovereign); no US-listed issuer — comps are the Swift-ledger banks (Citi, StanChart) we already track > likely >> HK is building the on-ledger-final-settlement-in-central-bank-money rail that Swift's ledger AND USD stablecoins both avoid — a sovereign alternative to both, aimed at RMB internationalization, not at fighting USDC on dollars > next >> by ~end-2027 the interim milestone either names a LIVE cross-border corridor settling in e-HKD/e-CNY with a NON-HK counterparty (thesis advancing), or stays HK-domestic govt bonds in a pilot with no atomic cross-currency PvP — a showcase, not a rail, and the 2030 target slips (base rate: e-HKD pilots since 2022, mBridge stalled). First tell: Sibos Sep 28-Oct 1

How banks collaborate to try to kill stablecoins ... DBS, OCBC and UOB just did Singapore's first live SGD interbank payments in tokenised deposits — on Swift's blockchain ledger, matched & netted with FINAL settlement still on existing systems @FinTech_Futures ... a new rail, or the old one wearing a ledger? > we predicted Sep 9 (after DBS×Citi's weekend USD tx) the Swift ledger would add another live corridor before Sibos (Sep 28). Today it added a whole new currency (domestic SGD) + 2 more banks. Call advancing. > 3rd live use of the July 17-bank ledger: HSBC/StanChart -> DBS/Citi USD -> now DBS/OCBC/UOB SGD. UOB says it went HKD -> SGD -> USD, currencies added one by one. > architecture unchanged: Swift ORCHESTRATES across each bank's SEPARATE tokenised-deposit system; obligations netted, finality stays OFF-ledger. Tokenised deposits stay bank liabilities inside the perimeter. Our Aug-24 read, now 3x live. > the tell is the currency: SG already has instant PayNow/FAST for SGD — so domestic tokenised SGD isn't about speed, it's 24/7 + programmability + denying the use-case to an SGD STABLECOIN (StraitsX XSGD, and whatever MAS's Sep-1 PS Act rules license). > local (courtlistener): OCBC/UOB/DBS — no US dockets tied to digital-asset business (OCBC's only hit a closed 2012 forfeiture; UOB's are 1980s-90s, closed). Clean. Citi (C) steady ~$136, no unusual move. bullist bank stonks? > likely >> SG's 3 local banks + DBS's seat on Swift's 12-bank design group = the SGD leg of a bank-owned, Swift-orchestrated settlement web built in parallel to the 21-bank USD stablecoin JV — same Libra/Diem immune response: copy the stablecoin UX on insured deposits, route it through the incumbent messaging monopoly, and the standalone SGD stablecoin never gets its opening. > next >> by Sibos (Sep 28-Oct 1) or ~Feb 2027 the ledger names a 4th+ currency/corridor OR an atomic cross-currency (PvP) tx — while STILL reporting no ON-ledger final settlement; and MAS's finalized PS Act rules put bank tokenised-deposits and licensed SGD stablecoins in explicit competition. If any of the 17 banks reports on-ledger finality, "orchestration not settlement" breaks.

Sally decided to buy a Mac after many years contemplating, the same day price went up 20%; Sally decided to sign up for claude after many months of contemption, now Claude requires KYC to sign up Sally sad

Passive just another blockchain is dead Active useful products (a blockchain or not) will always have a share of this market

Agree

Not sure if the whole ai crash was orchestrated by citadel to bury @LeopoldTracker_ but @michaeljburry did called the short at perfect timing again. Reading up on his substacks (v insightful) and starting tracking his positions