14 years later – still the honor of a lifetime to be part of the XRP family!

😂

An extremely pointed message from @POTUS to those who are dragging their feet on CLARITY. This is, and always has been, about what’s in the best interest of the American people.

We’ve secured our preliminary Electronic Money Institution license approval from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). 🇪🇺 This is a pivotal step toward scaling Ripple Payments across the EU, bringing institutional-grade digital asset infrastructure to the region. on.ripple.com/49D0FjW The momentum is global: → 75+ licenses & registrations worldwide → $95B+ in volume processed to date → Reaching 90% of daily FX markets With the EU taking the lead in building a regulatory framework for digital assets, we're helping institutions transition from pilots to commercial scale, and we’re bridging the gap between legacy finance and the digital future to unlock trillions in dormant capital.

Happy belated New Year! I just hit send on Ripple’s quarterly shareholder email. To say that 2025 (and Q4) were successful for Ripple feels like saying @TomBrady was just a great quarterback!! (#theGOAT) Our two major acquisitions - Ripple Prime and GTreasury - greatly accelerate and expand our ability to deliver on our vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision. With truly the most comprehensive licensing portfolio (and now today UK’s EMI license added) we are poised to make 2026 even more consequential. Building and using crypto infrastructure, updating our global financial plumbing, and rethinking legacy systems – none of this happens overnight. At Ripple, we’re going to continue taking the long view of what crypto-based assets – like XRP and RLUSD – can do, rather than chasing cycles and hype. Bring on 2026. We are firing on all cylinders. It’s happening!

Ripple 🌊 Brad Garlinghouse says 2026 is shaping up to be a breakout year for crypto. Clearer US rules, rising institutional demand from BlackRock and Vanguard, growing ETF inflows and expanding stablecoin utility all point to a stronger market ahead. 🇺🇸 From yesterday’s Binance Blockchain Week.

As of 22 November 2025, ISO 20022 is now the standard for cross-border payment instructions - a major milestone delivered through years of collaboration across the global financial community. Adoption is already strong: yesterday, 97% of payment instructions were sent in ISO 20022. This transition unlocks: ✅ Faster, more efficient payments through richer data ✅ Greater automation and operational efficiency ✅ Deeper insights and better customer experiences ✅ A future-ready, globally aligned infrastructure Swift has played a central role in building the foundations for this new standard and will continue to support the community to drive adoption and power the next generation of instant, interoperable and inclusive payments. 👉 Find out more: okt.to/Sh76v3 For further details, log in to MySwift or speak to your account manager. #ISO20022

Okay, let's be real, $XRP's had its ups and downs, but this ETF launch? It's a total comeback story. Four ETFs, almost $86 million in volume on their first day! It's a clear indicator that investors are ready and waiting. The Blackrock is watching👀

🚨RIPPLE DECLARED THE POWERHOUSE BEHIND #XRP — AND THE SURGE IS JUST BEGINNING. $BXE IS STILL JUST A FEW CENTS, WITH THE MEXC PARTNERSHIP AND 10 MILLION TOKEN BURN ON DECEMBER 1ST SETTING THE STAGE FOR MASSIVE GROWTH. DYOR/NFA BXE TOKEN TRADE LINK ON MEXC: mexc.com/exchange/BXE_USDT?_… BXE TOKEN TRADE LINK ON XMAGNETIC: banxchange.com/xrp-trade/BXE…

Launching today… Canary XRP ETF (XRPC) First 1933 Act spot XRP ETF.

Just over one year ago, SEC was appealing court decision that xrp did not meet legal definition of a security… On Thursday, looks like first ‘33 Act spot xrp ETF will launch. Hard to describe crypto regulatory shift over past year. Night & day.

We’re proud to announce @Ripple is acquiring treasury management leader GTreasury: on.ripple.com/4nakyDs The fusion of Ripple’s enterprise crypto solutions with GTreasury’s 40+ years of expertise immediately opens the multi-trillion-dollar corporate treasury market. Learn how this move enables CFOs and treasurers to unlock idle capital and transfer funds instantly for the world's largest brands.

Very excited to share that @BlackRock’s $BUIDL and @VanEck_US’s $VBILL tokenized fund holders can redeem shares for RLUSD/ETH 24/7 365 through @Securitize, and soon to come RLUSD/XRPL. Enterprise-grade instant onchain liquidity at your fingertips. That’s real utility. ripple.com/ripple-press/ripp…

Last week we announced DBS and Franklin Templeton using $RLUSD as a liquid, stable and compliant exchange mechanism for tokenized assets in lending and trading use cases. This week, @Securitize added RLUSD as a new offramp for BlackRock and VanEck’s tokenized funds. 📈

🚨NEW: The REX-Osprey XRPR ETF launches this week. To my understanding, it’s a spot product in a ’40 Act wrapper that holds real $XRP plus cash, Treasuries and some derivatives. Basically a spot ETF with extras, and is more regulated than traditional spot products.

Fed set to cut rates this week… With stocks at record highs. Credit spreads near record lows. Gold at record highs. Bitcoin near record highs.

Per @CMEGroup data, XRP Futures contracts were the fastest-ever (just over 3 months) to hit $1B in open interest.

Meet the @Gemini Credit Card XRP Edition pay with $, earn eXtra Rewards back on your Purchases: → 🚗 4% XRP on gas, charging and rideshare → 🍽️ 3% XRP on dining → 🛒 2% XRP on groceries → 📶 1% XRP on everything else Available Today, Limited Edition, US-Only, Apply Now ↓

$RLUSD 🤝 Japan Another step forward in Ripple’s mission to enable $RLUSD payments globally.

#XRPCommunity #SECGov v. #Ripple #XRP The Second Circuit has approved the Joint Stipulation of Dismissal.