This is a great use case: Janus, who currently has three tokenized funds and $1.5B in AUM with Centrifuge, is now building a vault strategy on top of those funds to create custom portfolios. The client is SMT, who manages loyalty programs for brands and organizations including FIFA, the Olympics, and Samsung. Janus will manage the reserve onchain, while the end user interacts only with the loyalty program. It’s a great example of: - Investment portfolio vaults - Vaults + tokenization stack - Onchain yields for offchain users

Onchain vaults settle instantly by default, but many real-world assets move on a slower timeline, following a compliance check or a clearing window. ERC-7540 extends ERC-4626, the standard behind most onchain vaults, to support both synchronous and asynchronous settlement.

S&P Global is paying attention to DeFi vaults. Key takeaways from its latest primer: • Vaults are becoming the on-chain equivalent of managed funds. • They improve operational efficiency but introduce new risk considerations. • While crypto-native today, they're poised to become *core infrastructure* for tokenized real-world assets and institutional capital.

New Aave V4 audit dropped. This one is covering an ERC-4626 compliant vault as interface that wraps Liquidity Hub deposits into a fungible ERC-20 share tokens, especially important for integrations that are looking to plug into Aave V4.

$35T value transferred. ~85% of DeFi built on @OpenZeppelin contracts. ERC-7540, the standard built for assets that settle on their own timeline, joins core DeFi infrastructure. An OpenZeppelin implementation, built with @centrifuge and @superformxyz, brings it to developers working on real-world assets.

Capital markets are built in layers. Securitization, tranching, fund wrappers, each one transforming what sits below it. The same layering is assembling onchain, except every layer is a vault.

Tokenized Vault Foundation founding partners at @rwasummit

Great to join @Vault__Summit as a Community Partner. Vault standards like ERC-4626 and ERC 7540 are becoming core infrastructure for how assets operate onchain, not just how they’re issued, but how they integrate, scale, and get used. Looking forward to pushing this forward together.

Token standards are how DeFi scales. ERC-20 gave every token the same interface. Any wallet, any protocol, it just works. ERC-4626 did the same for vaults. One standard for deposits, withdrawals, and yield. That's why @Aave, @Morpho, and @eulerfinance are interoperable; they speak the same language. But both assume instant settlement. Deposit USDC → receive shares → same block. Now try that with a tokenized Treasuries fund. Or a credit product. These assets settle in days, not blocks. The vault can't issue shares because the price isn't final yet. The standard breaks. ERC-7540 fixes this. It extends ERC-4626 with a two-step request/fulfill pattern. You request a deposit or redemption, the asset settles on its own timeline, and you claim when ready. Same vault interface. Same composability. Works for assets that don't settle in one block. Centrifuge vaults support ERC-7540 natively, so issuers deploying tokenized funds can offer async deposits and redemptions out of the box, without custom infrastructure. $1.3B+ in tokenized assets, operating through a standard any DeFi protocol can integrate.

The Word That Replaced DeFi Ask an institution about "liquidity pools" and watch their eyes glaze over. Ask about "vaults," and you have a conversation. Automated yield strategies reached billions in 2025. 2026 prediction: "Vault" becomes the institutional on-ramp. Curated yield strategies become how corporate treasury talks about DeFi.

We're excited to share our first paper on decentralized credit, published on Arxiv. It documents the shift from DAO-governed lending protocols to modular ERC-4626 vaults, and why that changes where risk actually lives in DeFi. (link for the report at the end)

Just wrote a new piece on the importance of vaults as the funds of tomorrow. If stablecoins brought the onchain checking account, vaults will bring the onchain savings account. Read more 👇

RT @superformxyz: Vaults are the operating system of onchain wealth. Superform is proud to help steward ERC-4626 → 7540 → 7575 alongside t…

Euler is proud to join the Tokenized Vault Foundation to help push standards like ERC-4626, ERC-7540 & ERC-7575 forward. Secure, composable infrastructure works best when we all build together.

Cap protocol’s stcUSD looks like another interesting ERC-4626 vault product for set-and-forget it yield.

The state of Wyoming just launched the first government issued stablecoin. It's an ERC-20 on Ethereum by default. It has an adapter to mint on Arbitrum, Solana, and others. There's also an ERC-4626 vault in the contracts that makes it yield bearing.