Built around Bitcoin to protect and grow longโ€‘term wealth. USD for liquidity, Bitcoin for the standard. Est. 2013.

Gibraltar
Earn Bitcoin every single day on your idle cash. Xapo Bank USD Savings pays new members 4.6% APY (variable) for 90 days, then 4.1% (variable), paid daily, in Bitcoin. Stablecoins auto-convert to USD on deposit. Your cash is protected up to ยฃ120k equivalent with no lock-up. ๐Ÿ‘‰ bit.ly/47dpm5v
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Where does your Bitcoin actually sit when it's in Xapo? ๐Ÿ”’ Segregated. 1:1. Fully accountable. No commingling, no rehypothecation, no "trust me bro." Just Bitcoin held the way it should be. Full breakdown in the video ๐Ÿ‘‡ piped.video/h5TMwEbyrzM
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This is what OG looks like. ๐Ÿงก POV: our founder hands you a debit card loaded with 2 BTC and says "go spend it", 12 years before anyone knew what that would be worth. @MateTokay was one of the first humans on earth to hold a Xapo card, and Wences was out here funding demos with actual Bitcoin like it was pocket change. 2 BTC. For a card test. Try not to think about today's price. ๐Ÿ˜… Respect to the real ones who were here before "number go up" was even a meme. Check the video he shared ๐Ÿ‘‡
@xapobankapp I was among the first ones to recieve the card from Wences Here is the story how xapo funded the card for this video with 2 btc and we spent it 12 years ago๐Ÿคฃ๐Ÿš€ piped.video/UkABcLnyqos?si=PKV-โ€ฆ
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Xapo Bank retweeted
The next generation of bitcoin:native credit wonโ€™t come from copy-pasting TradFi. Tommy Doyleโ€™s (@xapobankapp) point is simple: keep the parts that work, then redesign the rest around what Bitcoin makes possible ๐Ÿ‘‡
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Same trades. Safer ground. #DCA on autopilot with Xapoโ€™s recurring buys. Your USD keeps earning* right up until you set up your recurring buy, 0.29% spread, no added fee. โ†’ xapobank.com/en/blog/bitcoinโ€ฆ Name your price. Set a limit order once and wait until the market comes to you.
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Will Bitcoin's Future Mirror the Internet? Understanding the different perspectives on how the Bitcoin network is evolving. Catch the full panel session on our YouTube channel piped.video/yTlK4F_yJBs
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Thanks @franberlinv - We remember and thank you for your service!
I had one of the very first Xapo Bitcoin Debit Cards too almost exactly like the one in the photo. ๐Ÿ”ฅ The OGs will rememberโ€ฆ ๐Ÿงกโ‚ฟ
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Do you have a feeling that this time it could be different?
35% Feels different
30% All part of the cycle
35% Waiting it out after Oct
40 votes โ€ข 3 days
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Thank you, @xapobankapp.
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OGs will remember: Xapo was doing Bitcoin cards before it was a checkbox on every fintech's roadmap. Wences built this bank for Bitcoiners who wanted more than promises. Moments like this are the proof. Thanks for sharing @LXunchained, welcome to Xapo!
Just received my metal card from @xapobankapp โค๏ธโ€๐Ÿ”ฅ
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Bitcoin companies donโ€™t need handโ€‘wringing, they need competence. Xapo Bankโ€™s been delivering that since 2013. Joey expands on the model in his LinkedIn piece, worth your time.๐Ÿ‘‡
UK crypto firms keep hearing that banks canโ€™t safely serve them ๐Ÿ‡ฌ๐Ÿ‡ง Weโ€™re a bank. Weโ€™ve built the controls and run them for over a decade. ๐Ÿ” Our evidence to the [APPG handle] inquiry sets out how the UK can fix access without diluting control. ๐Ÿ‘‡ lnkd.in/p/ekCEQ7pk
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Will Digital Agents Need Bitcoin? Here we have @bitcoinpolicy @BitcoinConner "The internet is about to be flooded with trillions of digital agents that will need a native currency to transact." What will they use? Find out why it could be Bitcoin in the full panel session on our YouTube channel - piped.video/yTlK4F_yJBs
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PlanBโ€™s chart captures what many longโ€‘term Bitcoin observers are seeing: Realisedโ€‘price floors rising across every major cohort. Structural demand continues to deepen, an important signal for anyone managing Bitcoin reserves.
BTC $87K is now sitting above every major realized price: โ€ข Realized price: $53K โ€ข 155-day realized: $72K โ€ข 2-year realized: $86K A drop below $53K this cycle is off the table IMO. The โ€œmust retest realized price like every prior bearโ€ thesis just lost its last clean setup.
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Gradually and then suddenly...
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This is the way...
VICTORY IN NORTH LONDON! ๐Ÿ˜ #UpTheVilla
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Every friend you bring in is one more person taking control of their money with Bitcoin. ๐Ÿ‡ฌ๐Ÿ‡ง UK members: refer a friend to @XapoBankApp, and when they become a paid member and complete the 33-day validation period, you'll both get $500 USD. No caps. No minimum balance. Just Bitcoin-native banking, built for people who get it. Grab your non-expiring #referral link in the latest app version ๐Ÿ‘‡ bit.ly/4gbJnil ๐˜‰๐˜ฐ๐˜ต๐˜ฉ ๐˜ข๐˜ค๐˜ค๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ด ๐˜ฎ๐˜ถ๐˜ด๐˜ต ๐˜ณ๐˜ฆ๐˜ฎ๐˜ข๐˜ช๐˜ฏ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ฆ & ๐˜ช๐˜ฏ ๐˜จ๐˜ฐ๐˜ฐ๐˜ฅ ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ. ๐˜œ๐˜’ ๐˜ณ๐˜ฆ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฑ๐˜ข๐˜ช๐˜ฅ ๐˜ช๐˜ฏ ๐˜œ๐˜š๐˜‹. ๐˜š๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ฆ๐˜ญ๐˜ช๐˜จ๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช๐˜ต๐˜บ ๐˜ค๐˜ณ๐˜ช๐˜ต๐˜ฆ๐˜ณ๐˜ช๐˜ข & ๐˜ต๐˜ฆ๐˜ณ๐˜ฎ๐˜ด ๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ธ๐˜ฆ๐˜ฃ๐˜ด๐˜ช๐˜ต๐˜ฆ. ๐˜๐˜ฏ๐˜ง๐˜ฐ ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜จ๐˜ฆ. ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ช๐˜ฏ๐˜จ ๐˜ด๐˜ฆ๐˜ณ๐˜ท๐˜ช๐˜ค๐˜ฆ๐˜ด ๐˜ฑ๐˜ณ๐˜ฐ๐˜ท๐˜ช๐˜ฅ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜Ÿ๐˜ข๐˜ฑ๐˜ฐ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜“๐˜ช๐˜ฎ๐˜ช๐˜ต๐˜ฆ๐˜ฅ, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ด ๐˜ข ๐˜Š๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Ž๐˜๐˜š๐˜Š (๐˜—๐˜ฆ๐˜ณ๐˜ฎ๐˜ช๐˜ด๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜•๐˜ฐ. 23171), ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ข๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ฆ๐˜น๐˜ค๐˜ญ๐˜ถ๐˜ด๐˜ช๐˜ท๐˜ฆ๐˜ญ๐˜บ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜Ž๐˜ช๐˜ฃ๐˜ณ๐˜ข๐˜ญ๐˜ต๐˜ข๐˜ณ. ๐˜•๐˜ฐ๐˜ต ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ธ๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ฉ๐˜ช๐˜ฃ๐˜ช๐˜ต๐˜ฆ๐˜ฅ. ๐˜œ๐˜ฏ๐˜ด๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜ช๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ค๐˜ฆ๐˜ด๐˜ด.
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Institutional Bitcoin adoption is shifting from "if" to "how." Glad our own Alex Ithier (Senior Relationship Manager, Institutional Sales) will be at @BtcCorpDay London ๐Ÿ‡ฌ๐Ÿ‡ง2026 by Bitwise this September. If you're there and want to talk institutional Bitcoin strategy, find him!
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And thats just how we do it. #UpTheVilla ๐Ÿซก
Created by Hemmings, finished by Abraham ๐Ÿ˜ฎโ€๐Ÿ’จ
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We are about to go live. Our AMA: Activating capital covers activating your idle dollars and stablecoins, and the practical mechanics of moving money into a regulated bank and VASP. Watch and join the conversation: luma.com/mwnqi9fh ๐˜‹๐˜ฐ๐˜ฏโ€™๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต ๐˜ถ๐˜ฏ๐˜ญ๐˜ฆ๐˜ด๐˜ด ๐˜บ๐˜ฐ๐˜ถโ€™๐˜ณ๐˜ฆ ๐˜ฑ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜ณ๐˜ฆ๐˜ฅ ๐˜ต๐˜ฐ ๐˜ญ๐˜ฐ๐˜ด๐˜ฆ ๐˜ข๐˜ญ๐˜ญ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ ๐˜บ๐˜ฐ๐˜ถ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ช๐˜ด ๐˜ข ๐˜ฉ๐˜ช๐˜จ๐˜ฉ-๐˜ณ๐˜ช๐˜ด๐˜ฌ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜บ๐˜ฐ๐˜ถ ๐˜ด๐˜ฉ๐˜ฐ๐˜ถ๐˜ญ๐˜ฅ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฆ๐˜น๐˜ฑ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜ฃ๐˜ฆ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ต๐˜ฆ๐˜ค๐˜ต๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜ด๐˜ฐ๐˜ฎ๐˜ฆ๐˜ต๐˜ฉ๐˜ช๐˜ฏ๐˜จ ๐˜จ๐˜ฐ๐˜ฆ๐˜ด ๐˜ธ๐˜ณ๐˜ฐ๐˜ฏ๐˜จ.
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The Greatest Invention Since the Battery? Could Bitcoin be the most important invention for grid operators in a generation? Hear the compelling case from Daniel Jonsson in this highlight from the Xapo Summit. Subscribe for the full recording already available on our channel piped.video/watch?v=yTlK4F_yโ€ฆ
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