social, hardware, and email for recovery
mix of 1-of-n and n-of-m passkey wallets for day-to-day
you can't make one wallet do everything, you have to use a system of wallets to manage the tradeoffs. We make this very simple in our app, while still passing the walkaway test
if you're building a self-custodial _software_ wallet, add _max_ friction to creating hot wallets & push users toward hardware wallets. idgaf if it hurts onboarding. your main job is keeping users' funds safe and in a world full of malware, making hot wallets the easy default is fucking _reckless_.