Saw this and a few thoughts. 1. If it was 1200, why even file? For 200 and higher premiums? 2. Do people think insurance is a warranty service (which also has a deductible)?
CAN SOMEONE ACTUALLY EXPLAIN HOW THIS IS LEGAL.
A guy at work pays $210 a month for full coverage auto insurance.
That's $2,520 every single year just to stay legal on the road.
Last week, someone clipped his parked car in a lot and drove off. Total bumper damage: $1,200.
He called his provider to file a claim.
Their response: "Your comprehensive deductible is $1,000, and your monthly premium will likely go up if you report this."
So he paid $1,000 out of pocket to fix damage he didn't cause, while paying $2,500 a year for "protection" he couldn't even use without getting penalized.
You're literally paying a monthly fee for the right to cover your own repairs.