In August, on my grandson’s 9th birthday, I gave my daughter $500 to seed his 530A Trump Account.
When the account opened,
@MichaelDell and Susan Dell’s $250 hit it. That was the moment he got excited. He wanted to see the app. He wanted to see “his” money.
We did not stop at a one-time gift. We turned it into a weekly habit.
I scanned the QR code and added $50 on top just to test the app. It worked. Simple. Fast.
A couple of weeks ago it hit me: if I add a little every week, he will actually watch.
So now, every Friday after the close, he has a job.
He tells me:
1The S&P 500 close
2The weekly change
3One company in the index
Then I put $5 in his Trump Account.
He does not get paid for existing. He gets paid for paying attention.
That is the point.
The $500 birthday seed started the account.
The Dell $250 made it real to a kid.
The QR test proved a grandfather can fund it in seconds.
The weekly $5 is what builds the habit.
He is learning the names of American companies. Not slogans. Companies. The ones in the S&P 500 that hire people, sell products, and compound over time.
A child who owns a slice of those companies becomes a capitalist. A child who only hears that wealth should be handed out becomes a spectator.
A 530A Trump Account is a tax-deferred investment account in the child’s name. No job required to fund it. Any U.S. child under 18 with a Social Security number can have one.
Kids born 2025–2028 can get a $1,000 Treasury seed. Family, friends, and employers can add up to $5,000 a year. It stays invested in a low-cost U.S. index fund until the year he turns 18.
We opened his at
TrumpAccounts.gov.
Thank you
@POTUS for signing it.
Thank you
@SenTedCruz for writing it.
Thank you
@SecScottBessent @USTreasury and
@TrumpAccounts for building the account, the app, and the QR code so a grandparent can fund it from a phone.
Thank you
@MichaelDell and Susan Dell. Your $250 is what made a little boy open the app and care.
Thank you
@altcap @InvestAmerica24 and everyone else putting real money behind other people’s kids.
This is how you raise owners, not dependents.
Grandparents: seed it once. Then attach a weekly job to the next dollar.
Parents: open it tonight at
TrumpAccounts.gov.
If you are doing this with a child, reply with the company they named this week.