@CtrlAltpod #Banking #AIGovernance Just sat down with Rohit Khanna (CCO of Smarsh) to record the ultimate masterclass on AI in regulated finance. If you think deploying AI in banking is easy, you have no idea what's coming.
@SmarshInc manages communications data for most of the world's largest banks, and Rohit gave us a look behind the scenes:
1️⃣ The Identity Crisis: Within years, AI agents are projected to outnumber human bankers roughly 100 to 1. This forces a shift from "Know Your Customer" to "Know Your Agent" (KYA) - who actually carries the liability when a machine executes a transaction or files a report?
2️⃣ Cognitive Atrophy: Goldman Sachs veteran Chris Churchman warns that automating first-line analysis creates a critical skills gap. How do human compliance officers build real-world judgment if AI does all the entry-level work?
3️⃣ The Psychology of Trust: Giving Smarsh's AI agents distinct names and personalities bypassed automation skepticism and drove adoption up by 76%. Their friendly avatar,
@salesforce #Archie, is already hitting a 71% deflection rate (surpassing the 70% benchmark) with a stellar 2.6 out of 3 confidence score.
4️⃣ The Regulatory Blindspot: While the SEC and FINRA are trying to adapt, the Fed's SR 26-2 model risk guidance completely left generative and agentic AI out of scope. Banks are designing workflows in a regulatory wild west.
This episode is a must-watch for anyone building in AI, compliance, or fintech.
Dropping soon. 🔔
🎙️ Since this episode heavily centers on KYA and machine identity, would you like me to draft an accompanying cheat sheet on the "5 Pillars of Know Your Agent (KYA)" that you can share as a downloadable marketing resource alongside the launch?