Forward looking, for Bitcoin self-custody, Multi-Vendor Multi-DeviceType Multi-Sig is the only way. Collaborative custody if needed.
I'm a big fan of
@nunchuk_io. It has mobile and desktop apps. What I love about it is that it easily visually forces you to understand the difference between a Key and a Wallet, which is a great UX. Best of all it's free and also it's non KYC.
You can for example make a 4 of 7 wallet with it using
@TAPSIGNER,
@Trezor, Jade, Passport, even with a firmware upgraded ColdCard.
I love Tapsigners cause they are very easy to use and teach to beginners and can be easy for your family for inheritance purpose if used wisely in multisig with timelocks.
I also just discovered
@BitcoinKeeper_, which looks even better than Nunchuck for free, with easy features like Wallet TimeLock, Emergency Key, Inheritance Key.
Will make a video about this soon for anyone interested!