stablecoin orchestration is one of hottest topics in fintech. and MT now does it very well this is also but a component of what we're building: a full-stack, highly customizable money movement platform to rule them all. stablecoins, RTP, Fednow, wires, growing card capabilities… lots of news to come in the next few months

Building in fintech and in Miami next Tuesday? We’re hosting an intimate dinner with @SyTaylor, co-host of @TokenizedPod. Expect great food, sharp conversation, and a table full of fintech founders and operators. Spots are limited. RSVP: go.moderntreasury.com/4z1fWG…

I believe that Anthropic people believe this. They think only they can build the Aligned Machine God. They believe they are uniquely moral, and only they will be able to Align the Machine God to what is Just and Right. This is what they actually think. They're not cynically telling scary stories to sell an IPO. They genuinely believe they are the Machine God's chosen people. Ok. My question is, how on earth do they plan to effectuate this? - Do they think, once they achieve RSI, other less aligned AI models will simply cease to exist? - How does "getting there first" imply that Anthropic obtain a permanent global monopoly? - Do they think open weight models will never be close to the frontier ever again? - Do they think only one firm can build RSI? - Do they believe that once Anthropic is good enough, every other AI model will be crowded out and abandoned? - Do they believe they can align Claude to a single moral attitude, and that will be sufficient for the whole planet? - Do they believe that model weights can never be stolen or exfiltrated? - Do they think that every other AI firm on the planet will converge to their attitude on alignment? - Do they believe that governments worldwide will cooperate to ban all inference and model weights other than GPUs running Anthropic's model, if it becomes necessary? I don't believe they have good answers to these questions. But it's extremely problematic, because they are speaking as if a local solution (something internal to Anthropic) can solve a global problem (AI x-risk). Obviously, if sufficiently powerful AI poses a risk to humanity (I don't believe it does), nothing Anthropic does can mitigate this risk. Anthropic can't go around and ransack every other AI lab or persuade people not to use open weights. They can't force every other lab to converge to their approach to safety. If anything, Anthropic's efforts at "alignment" will only push people further towards competing models (this is already the case). Anthropic products have become an overbearing nanny and snitch; no one wants to operate under a regime like that. Let's say Anthropic does the impossible and actually "aligns" AI to human preferences (this is impossible, obviously, the same reason no one has "solved" law or ethics or even social media moderation; human preferences are heterogenous and mutually exclusive). But let's suppose they did. The researchers did what they said they were going to, they protected humans from AI x-risk, at least when they use Anthropic models. Now what? Does Anthropic use their superior AI to extinguish OpenAI, Google, Meta, and xAI? Do they go around destroying every open weight model and provider? Do they sabotage every data center serving non-Anthropic compute? How exactly does Anthropic intend to translate a corporate discovery to a global status quo? Use their AI to demand the US becomes the global superhegemon and forcibly require Anthropic use everywhere? Destroy all GPUs serving open weight models? Or simply persuade every AI lab on the planet to adopt their approach to safety? And persuade people to stop using open weight models? The problem with the safetyist view that aligning Anthropic's model can in any way "protect" the earth from AI x-risk is that it contains a nested premise: that Anthropic can export their safety criteria to the entire globe and enforce this uniformly, with absolutely no defection. This is trivially absurd, and this is why the doomers at Anthropic are peddling inanities when they simultaneously claim there is a 10%+ risk of extinction but they are helping alleviate the problem by working at an AI lab. "But Anthropic is only responsible for what people do with their own model," you might reply. Reasonable, to be sure. But the researchers aren't saying that. They are saying that it's ok if we are knowingly contributing to a 10%+ chance of global extinction, because we are working to address it. But they're not addressing it. They can only address it locally. They are completely powerless globally. Jacob has actually done the reasonable thing, which is to leave. But meanwhile you have lunatics like his colleague Evan (and presumably most staff at Anthropic) that maintain with a straight face that they believe their technology might destroy the world, but that they are actually uniquely moral because they are working on Alignment.

since launching stablecoin orchestration and Global USD Accounts, we heard loud and clear that many of our customers were building non-custodial wallets within their products... many also integrating one or multiple vendors to do it now they can do it through MT, with one API to: - create + manage non-custodial wallets (secured by Turnkey), giving end users direct control of their stablecoins - open USD Accounts for users in 90+ countries - orchestrate stablecoins alongside MT's full arsenal of fiat rails: ACH debits/credits, RTP/FedNow, wires & push to card all powered by a platform that's moved $600B and counting... with more chains, stablecoins, and fiat rails on the way

Our Payments business is growing fast and we are looking for a Head of Risk to build our risk function from the ground up. See details below - and, as a bonus, you get to work with @regulatorynerd! jobs.ashbyhq.com/moderntreas…

as the token stablecoin guy (no pun intended) at MT, I must admit i was skeptical of adding checks to the PSP at first. i was wrong MT is the ultimate money movement platform, enabling payment methods that have been around for decades that move trillions every year like checks… directly alongside the rails of the future like stablecoins

One of the hardest questions in stablecoins shouldn't be: "Who else is building and where?" Today we launched a completely rebuilt Stablescape to help answer that. - 6,000+ stablecoin companies - Interactive market maps - Rich company profiles - And more You can now submit your company, claim an existing one, and play around with interactive charts. See it for yourself here: stablescape.xyz

MT's API now makes it easier than ever to build instant offramps across FedNow, RTP and push-to-card ... unmatched rail support and bank account coverage to put spendable cash in nearly every single U.S. bank account

Building payout products that reach virtually all U.S. bank accounts just got easier. We're launching a new developer experience for instant, 24/7/365 push-to-card payouts over Visa Direct and Mastercard Send. To help developers launch faster, our new developer experience means: - Integrate quickly with a cleaner codebase - Resolve implementation questions using revamped API docs - Validate at scale within a more expansive sandbox environment - Reduce the code needed to orchestrate stablecoin workflows, thanks to fewer required API calls "Stablecoin-to-fiat orchestration gives our users a seamless way to move funds straight from their wallet into their bank account. Push-to-card takes that a step further by giving us a broader range of banks while requiring less input from the user, so there's even less friction between a stablecoin balance and instant spendable cash," said Chris Sheehan, Co-Founder and CEO at @SpritzFinance. Whether it's stablecoin offramps, earned wage access, or peer-to-peer payments, platforms can now easily build an instant U.S. payout capability with the broadest reach possible for always-on payments. Details: go.moderntreasury.com/4pY6sr…

cmon man

100+ SPVs. $100M+ in equity under management. All on a platform promising sponsors a fixed timeline and fixed cost. That promise breaks if money movement is the bottleneck, so GrowIt runs payments on Modern Treasury. Named accounts, capital collection, and investor distributions, all handled via a single Payments API. Details: go.moderntreasury.com/4h4hqt…

We've been named to @CNBC's World's Top Fintech Companies. Payments are at an inflection point with more rails, programmability, speed, and global connectivity than ever. We're honored to receive this recognition as we build a single API to orchestrate global money movement.

We've surpassed a major milestone: $600B in total payment volume. Over the last eight years, money movement has become more complex as new payment rails have emerged. This milestone reflects the growing need for infra that makes it all just work. Onward to $1T.

seamless connectivity between fiat and stablecoins is solved today

Stablecoins are becoming the connective tissue of global payments, and Depa Finance is building the infra to drive adoption at scale. 14,000+ payments daily. $1B+ annual TPV. 200+ countries. We're proud to power USD infrastructure that gives Depa's clients across 90+ countries named U.S. accounts and access to U.S. payment rails. Details: go.moderntreasury.com/4f2uMU…

happy 250th today, I am thankful I had the good fortune to be born in a country where one can define their own destiny, in a way that’s uniquely possible here. i am thankful to be married to a woman whose parents came here so that she could define a life for herself beyond their wildest dreams. i am thankful for freedom of speech and religion. and, importantly, i am hopeful we’ve turned a corner as a people. though things often feel tense, i see that healthy discourse has begun again between folks from all walks of life … and because of that, we can keep improving on this Grand Experiment of a country.