I will never pay off my mortgage
Finance Guy
@GuyTalksFinance
Sep 11
Eventually everyone comes to realize that Dave Ramsey is right about most things. Living life debt free is the best way to live

Sep 11, 2026 · 1:22 PM UTC

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Replying to @ts_hodl
I don’t understand why people are obsessed with paying off their mortgage, especially if borrowing cost is sub 5%
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💯 People prefer to have “peace of mind” by being poorer 🤷‍♂️
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Replying to @ts_hodl
I’d feel more stressed paying off my mortgage without stackin the difference in sats
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Very scary. Leave no sats unstacked
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Replying to @ts_hodl
I'm thinking that too. My 2.25% rate is just too good.
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Dude that is essentially free money
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Replying to @ts_hodl
yeah, right Before the reset or great default happens, have fun with the mortgage payment...unless ofc you want to try to miss a payment or two, lol. FAFO I guess. enjoy the debt whilst we, on the debt-free side, SWAN hard asset stack is already pre-positioned
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Imagine paying off your mortgage instead of buying more bitcoin
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Replying to @ts_hodl
Every Dave post comes down to this.
The Founders on BTC
@FoundersOnBTC
Aug 16
Replying to @money_cruncher
Dave Ramsey in a nutshell: he gives good advice for people that are bad with money, and gives bad advice for people that are good with money.
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Replying to @ts_hodl
Praying for a 50 year note to become reality.
Lee Murdock
@leemurdock
Sep 9
Replying to @palminvesting
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Replying to @ts_hodl
Being self employed with a family to feed means mortgage free is the one thing not to scoff at.
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Replying to @ts_hodl
Isn’t that the guy that made hundreds of thousands of dollars from blockfi sponsorships?
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Replying to @ts_hodl
It is basic math. Invest over Mortgage Pay-off so long as you invest at a rate significantly higher than your mortgage rate. This is not complicated.
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Replying to @ts_hodl
I have a 1.99% rate, no way I am paying my mortgage early
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Replying to @ts_hodl
I will never invest in dividend stocks.
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Replying to @ts_hodl
is that dude back to shilling bitcoin yet?
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Replying to @ts_hodl
i will never pay off my debts, i’ll just claim bankruptcy like the pedophilic president has taught us. (facetiously hyperbolic)
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Replying to @ts_hodl
If you can't handle managing a mortgage on your house because it's too 'stressful' then you are really going to struggle in life.
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Replying to @ts_hodl
There is something to say about not having debt hang over you. But in the situation of a house if I have the ability to put that capital into something else that can beat that 2.75% interest I will. I might take some of my stack and pay off the home in the future but not now.
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Replying to @ts_hodl
Smart
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Replying to @ts_hodl
No. You should have discussions with @ts_hodl and @CJKonstantinos on this.
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