Keep your Bitcoin, get liquidity. With fixed-rate loans backed by Bitcoin you can lock in your rate and repayment dates before you borrow. Built by @Morpho Midnight on @Base.

Sep 22, 2026 · 2:17 PM UTC

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Available now in the US, excluding NY. Learn more ↓ coinbase.com/borrow

Crypto-Backed Loans

Coinbase is a secure online platform for buying, selling, transferring, and storing cryptocurrency.

coinbase.com
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Legal stuff: Availability and terms vary by jurisdiction, are subject to eligibility and market conditions. Rates are subject to change. Loans involve risk (incl. collateral liquidation) Coinbase does not provide tax, legal, or investment advice; consult your own advisor.
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Sort replies: Relevant Recent Liked
Replying to @coinbase @Morpho @base
How do I view the fixed-rate option on the frontend? I still only see the traditional variable rate option
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Replying to @coinbase @Morpho @base
Can I do this with $Buttcoin as well
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Replying to @coinbase @Morpho @base
Us NY crypto holders get fucked constantly fuck this state.
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Replying to @coinbase @jessepollak @Morpho @base
Isn’t this like a month long loan? Who is this for?
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Replying to @coinbase @Morpho @base

ALT Cat Crypto GIF by Mochimons
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Replying to @coinbase @Morpho @base
finally, commitment issues solved onchain
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Replying to @coinbase @Morpho @base
Keep your Bitcoin till you get liquidated atleast........
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Replying to @coinbase @Morpho @base
cbBTC not BTC Won’t let you use the borrowed USDC to trade Slaps another fee if you borrow again Demands a short payback
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Replying to @coinbase @Morpho @base
Pray for BTC
Made with AI
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Replying to @coinbase @Morpho @base
Xxxxxxxx
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Replying to @coinbase @Morpho @base
Jbase Berry
@Oifoghejbase1
Sep 22
What are you still waiting for? Active 🚀🔥
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Replying to @coinbase @Morpho @base
Bitcoin-backed rails getting sharper—this is how utility compounds. Bullish for BTC.
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Replying to @coinbase @Morpho @base
@MetallicusTDBN Already Offers Bitcoin Backed Borrowing Through @MetalXApp And Its @LOAN_Protocol On The @XPRNetwork . Users Can Post XBTC As Over-Collateralised Collateral And Borrow Assets Such As $USDC Or $USDT Without Selling Their Bitcoin. metalx.com

Metal X | Compliance-First DeFi Trading, Lending & Staking

Trade, swap, lend, borrow, and stake on Metal X—one unified DeFi platform with pools, farms, stats, and fiat on-ramp. Zero gas fees on XPR Network.

metalx.com
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Replying to @coinbase @Morpho @base
Fixed rate locks the cost of borrowing but the loan is still collateralized by BTC, so a sharp enough drawdown can still trigger liquidation before repayment date
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Replying to @coinbase @Morpho @base
Yugee
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Replying to @coinbase @Morpho @base
I think fixed rates reduce urgency to sell, keeping BTC in hands where it counts
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Replying to @coinbase @Morpho @base
wait so you can borrow against it without selling? that's actually useful
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Replying to @coinbase @Morpho @base
Borrow against your BTC without selling it That’s an interesting way to unlock liquidity while keeping your Bitcoin exposure.
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Replying to @coinbase
Fixed-rate, dates locked first. The loan is USDC on Morpho Midnight on Base — Bitcoin as collateral through Coinbase, not an unsecured cash line.
Coinbase fixed-rate USDC loan against Bitcoin via Morpho Midnight on Base

ALT Coinbase fixed-rate USDC loan against Bitcoin via Morpho Midnight on Base
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Replying to @coinbase @Morpho @base
Good desertion
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Replying to @coinbase @Morpho @base
been waiting for btc backed loans to go mainstream tbh
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Replying to @coinbase @Morpho @base
@biketysonreal
Truth ©️
@Maikkel1R
Sep 22
What we are building here is trust between holders. We talk every day, work together and stay focused on one project instead of jumping from token to token. I believe the big money in this bull run will be made by people who have the courage to invest, hold and believe in something they truly trust, not by constantly swinging from one token to another. Build conviction. Build trust. Build together. MAKE BAGWORKING GREAT AGAIN! $biketyson
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Replying to @coinbase @Morpho @base
Borrowing against conviction, not selling dreams.
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Replying to @coinbase @Morpho @base
Dog btc
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Replying to @coinbase @Morpho @base
Keep your Bitcoin, get liquidity.
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Replying to @coinbase @Morpho @base
You keep your Bitcoin (unless you get Canadian truckered) and this regulatory capture KYC honeypot keeps your identity. Not a great trade off, right? DON'T TRUST, VERIFY. Not your keys then this WOKE=>BROKE wallet owns you and your agent. Good Luck 🍀
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Replying to @coinbase @Morpho @base
Does tracking Bitcoin 24/7 qualify for some liquidity? 👀
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Replying to @coinbase @Morpho @base
Interesting build
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Replying to @coinbase @Morpho @base
selling the btc was never part of the plan anyway lol
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Replying to @coinbase @Morpho @base
hodl
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Replying to @coinbase @Morpho @base
Knowing the rate and repayment dates upfront makes borrowing easier to plan.
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Replying to @coinbase @Morpho @base
borrow against btc, not your dignity
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Replying to @coinbase @Morpho @base
Good to see innovation in this space.
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Replying to @coinbase @Morpho @base
bitcoin liquidity 🔥
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