If you’re young, know that my main regret as a 40 year old is buying a house(s), leaving loads of capital inside it instead of investing in companies like Meta. I should have rented and bought tech stocks instead. I’d have 50x the wealth I do now if I did.

Sep 23, 2026 · 12:07 PM UTC

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Replying to @dannybuck
I’m 22 years old with my own marketing agency. What would you invest in now if you were me?
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Meta
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Replying to @dannybuck
i'd rather watch my family and kids grow up in an amazing place we call home than spend my whole life optimizing for a bigger number in my bank account :)
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You can do both. Just get your timing right.
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Replying to @dannybuck
You took advice from those before you since it worked well for them and applied it to the future. It didn’t work out. Now you are giving future advice based on your past experiences.
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Replying to @dannybuck
ugh i’m in the same exact boat could’ve put the money in palantir nvidia dell but noooo were told to buy that damn house at a sub 3 interest rate. boomer mentality
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Replying to @dannybuck
What if you ran into a stock crash? In hindsight we all knew what we should do but at that point of time you still need lots of confidence to go all in
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Replying to @dannybuck
Or if it was 2001 or 2008 you would have lost all your money and had no house. Hindsight is 20/20.
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Replying to @dannybuck
me too, bro, i deeply regret owning assets that are up instead of the assets that are up the most, it’s a good thing you now can see into the future to know stocks and specifically which stock will outperform despite previously only knowing in hindsight and then playing it perfectly during market volatility
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Replying to @dannybuck
I’m 19 this year, and my online business is my primary income as opposed to my full time job. living with mum and sis, want to start renting soon and in a new city. What maximum % of my monthly income would you recommend spending on an apartment?
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Replying to @dannybuck
Now the tech bubble collapse is here This is a common saying today and top sign
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Replying to @dannybuck
Always the what if game
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Replying to @dannybuck
I’m 26 and decided to just keep investing instead of buying. If I bought a house the interest, insurance, taxes, and maintenance add up being way more than my rent payment all that just to invest $500 bucks into a piece of real estate with multi 6 figs of debt?? Totally not worth
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Replying to @dannybuck
Validated this for me. Bought my first property at 26 in 2023 and just sold last month at age 29. Wish I realized this before I bought in the first place🤣home ownership feels like adulting but in reality is a trap
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Replying to @dannybuck
Tech has had its run and will go nowhere compared to commodities for the next decade. You still have time to jump in
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Replying to @dannybuck
I just buy bitcoin 🤭
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Replying to @dannybuck
What state is your house in? what year did you buy?
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Replying to @dannybuck
And you would be able to sell off a bit now to buy a house when prices are LOW
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Replying to @dannybuck
Buddy you are young. You’re fkn 40 lmao
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Replying to @dannybuck
i bought at 26 and have not had a single regret. It sounds like you bought a home you couldn’t afford, that’s a huge distinction
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Replying to @dannybuck
Well if you did this in 2000 as a 40 year old you’d be grateful 5 years later.
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Replying to @dannybuck
Should have would have could have is a horrible way to think about investing. Always easy in hindsight. The real question is whats the plan going forward?
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Replying to @dannybuck
If you picked the right tech stocks. Hindsight is 20/20… a house is a safe investment, but doesn’t yield much. Tech stocks are volatile. If everyone KNEW which ones would 10, 20, 50, 100x then we’d all be rich.
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Replying to @dannybuck
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Replying to @dannybuck
I am not sure how old you are but Meta wasn’t even available to buy until 2012? What is the chance you would’ve picked that one stock to buy? Hindsight is always 2020.
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Replying to @dannybuck
woulda, shoulda, coulda
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Replying to @dannybuck
You could have bought stocks that didn’t take off, or sold them at the wrong time, without the insight of which ones payed off. It’s called gambling
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Replying to @dannybuck
Did you know something about tech stocks in the past that others didn't?
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Replying to @dannybuck
Same, there is no house only debt. Buy an apartment instead. Something serviceable. Invest as much as you can to create cashflow.
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Replying to @dannybuck
People in general don't understand cash flow They think sweating it out is the only way to work
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Replying to @dannybuck
A home is still the foundation to launch from. You cannot predict the growth that hindsight elucidates
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Replying to @dannybuck
Assuming you never sold when those stocks drop 50-70%
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Replying to @dannybuck
me shaking my head aggressively in agreement. i bought a house October 2022. had i just DCA into stocks or Bitcoin, i’d have like 10x my net worth lol
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Replying to @dannybuck @joshkadkins
You wouldn’t have held long enough!
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Replying to @dannybuck
$QQQ is my checking & savings account haha
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Replying to @dannybuck
What if instead you went too bold and “invested” in some shitty crypto projects? Meta in 2022 had +75% drawdown, how confident are you that you would hold and not sell believing Zuck has gone crazy with that 1997 Windows looking metaverse?
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