Not financial advice.

Chicago, IL
Based in United States
First rule about CD Burning: don't talk about CD Burning.
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This honestly irks me so much. I have just over 5 acres. Two seperate places on our property have power and water outside the main house. One of them is literally across the street. It's basically a separate property of 2 acres. I've offered to many friends and family who are "struggling" to just slap an rv/5th wheel/whatever there and save up. I wouldn't even charge them for anything. Just take that massive savings every month and get ahead. No takers. My best friend is much older than me. Always talking about how they worry about affording retirement. I told him he's family. They are the stand in grandparents to my kids and the only grandparents my kids know. I told him lets just build a small apartment on the property. Far enough away from the house you have privacy but no house payment. Again I want zero money and to just see the people around me thrive. Somehow I'm the crazy one with crazy ideas. I guess spending 3k+ month on rent is the sane thing? I feel like we used to look out for each other. Maybe that's just some fantasy of history rewritten.
My wife & I own an $800k house My parents own a $1 million house My sister owns a $1.2 million house My brother owns a $500k condo We could sell all four Pool our money together Buy one massive house Share the expenses And actually help each other Why don’t more families do this?
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This 💯. I grew up around a lot of Mexican families and I was always jealous. They took care of each other.
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I’m a salesman for a nationwide window and door company. I visit peoples homes 6 days a week. The multi generation Hispanic and middle eastern families seem so happy, while the older white people gush about when their kids and grandkids visit. Everyone understands having your own space is nice. But these homes with 2/3 separate families in them are typically HUGE. They have plenty of space/privacy. I have no evidence, but this phenomenon must be perpetuated by the lenders.
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We need to have a serious conversation about overweight people flying on commercial airlines. I’m flying on @AmericanAir and after paying extra money to upgrade my seat, I got stuck next to a man who is 300+ pounds and stripped mid flight. None of the flight attendants wanted to confront him. He smells like 💩 and weed. He’s literally sitting in my seat and keeps touching me. For context, he’s literally 300+ pounds and I’m 120. Why does American Airlines think it’s acceptable to treat people this way?! I tried reaching out discreetly during the flight, but they have no avenues to do that.
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On the topic, I do believe if you paid to upgrade, an airline employee should have seen to it that you had better accommodations. And I do think they should have seats to accommodate oversized people.
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It’s called fat.
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Después de correr 21 kilómetros en menos de dos horas, a diez metros de la meta la esperaban sus hijas. Las esquivó, cruzó y ganó el primer lugar. Primero la medalla y después los abrazos? #QuéCosa!🤔 Tú qué habrías hecho?
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I would have asked their dad if he’s a fucking moron
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🚨 JUST IN: President Trump signs an executive order directing EVERY federal agency to immediately start folding into America.gov, creating one AI-powered front door for the entire U.S. government. ONE website to search for EVERYTHING from the federal government. No more bouncing between 47 different agency websites just to renew a passport or check a damn benefit. 47 is FINALLY bringing the federal government into the 21st century. Should've been done a LONG time ago! 🇺🇸
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That’s.. unfortunate. 🫤 With a few exceptions, we have Chinese walls between all of our authorities / departments / agencies over here… Can I ask you… as an outsider (although I follow domestic US politics and geopolitics rigorously) who’s lived in the U.S… for me it’s kinda obvious you’re headed for a totalitarian dictatorship under heavy foreign influence. Does “the average Joe” comprehend what’s going on? Does he care? Are people doing anything about it? ✌️ / 🇸🇪
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We prefer you to keep your opinions wherever you reside. We have plenty of alarmists here.
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Why does $T continue to get absolutely slaughtered as far as wireless offerings go? Someone should lose their job.
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JUST IN: The Supreme Court has given the Trump administration the green light to use a federal citizenship database to verify voters ahead of the midterm elections. abcnews.link/pYLnaOB
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Corrupt SCOTUS. If nothing else, what a waste of our tax dollars when time and time again there are virtually no voters, less than 2, in millions of votes that have been fraudulent, and often without intent. Stop this madness.
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Are you implying 2 million fake votes is okay 😂
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Name a scam that is totally legal
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Machines that rip the binders off a published book, scan the pages, and use the entire text to train a AI model without infringing on copyright protection because they destroyed the book.
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Don’t think that’s how it works.
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i am back as promised :) time to start the $50 → $100,000 $SOL challenge it’s zero risk, i’ll cover $50 for each participant last time it took me about 12 days, gonna try to do it even faster this time if you want to follow along, comment "me" below and i’ll send you an invite to the call group gonna lock comments in 24 hours
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I just left my shortest estimate presentation meeting ever. We were about 50% over what the client anticipated. This was for all new cabinets, new quartz countertops, new paint throughout the entire home, new recessed lighting, new bathroom counters, sinks and fixtures..
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I am typically about 300% what customers guess. It’s an ignorance issue.
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The mayor that does this would reign a thousand years
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Ah, the lime green line
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Here’s my contrarian thought going into tomorrow. Warsh can hike rates without actually hiking rates. He may have already done it. At Jackson Hole, Warsh said the Fed still had “work to do” if inflation wasn’t moving toward 2% clearly and quickly enough. The bond market listened. September hike odds jumped from roughly 35% to around 60% immediately after the speech, and the policy-sensitive 2-year Treasury yield jumped with them. Since then, the 10-year has pushed toward 5%. That matters because the Fed Funds Rate isn’t the only thing that tightens the economy. Higher Treasury yields → higher borrowing costs → tighter financial conditions. Warsh talked like a hawk, the bond market repriced the entire rate path, and a significant amount of tightening happened without the Fed touching the policy rate. So why does he need to hike Wednesday? There’s also a Treasury problem here. The U.S. is already dealing with extremely high long-end borrowing costs. Adding another Fed hike risks putting even more pressure on financing conditions at exactly the wrong moment. And here’s the paradox. Even holding could potentially tighten financial conditions. If Warsh holds and the bond market interprets it as the Fed being unwilling, or politically unable to fight inflation, investors could demand a larger term premium to own long-duration Treasuries. Long yields could rise. In that scenario, Warsh holds the Fed Funds Rate steady and the bond market hikes for him anyway. That’s why I think Wednesday is much more complicated than: “Inflation is high → Fed must hike.” Warsh has already established his hawkish credibility. Markets have already tightened. Treasury yields are already around levels we haven’t seen since 2007. The Fed doesn’t necessarily need another 25 bps to tighten financial conditions. Warsh may have discovered the most powerful hike available to him is the one he doesn’t actually have to make.
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And when have we ever trusted banks 🤣
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It’s the general sentiment. Hike is priced in. Will be volatile if it doesn’t happen.
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Tom Lee’s updated $SPX forecast: 1) Big rally for rest of September. To as high as 7,900-8,000. 2) A potential 7% or so drawdown in October maybe into early November. 3) Buy that dip, because SPX will end the year as high as 8,200. 4) 2027 we will see the biggest SPX rally of our lifetime.
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@grok out of Tim lees last 20 predictions what percentage came true?
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No matter how tight it is, it's not worth it, run
The Crusader
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Didn’t this guy used to do finance ?
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The day of the first hike in a new rate hiking cycle have been pretty bullish lately, up four times in a row with some big gains in there.
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1999 - right before the internet bubble and Nasdaq down 80%. 2022 - and then an 18- month long bear market until 11/2023. This is a disaster!
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80% would never happen
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One prominent theory says that long before our fish ancestors left the water, they did a lot of this, briefly scooting from pond to pond. Slowly, some evolved to be so good at scooting around on land and breathing air that they became fully amphibious.
You are always one decision away from a different life
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Way to take inspiration and turn it into animal planet
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At a concert. You thought airport inflation was bad? This is a double Moscow mule, how much did it cost? Just crazy😆
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This isn’t inflation.
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I came across this Thought Experiment years ago and have never been able to stop thinking about it:
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Like, “I would call George W Bush and say I was from the future and he’d need to cancel all flights on 9/11” doesn’t really work because you can’t just call the President. And even if I could, it’s *possible* he wouldn’t believe a random teenager from North Dakota.
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They knew brother. Hard pill to swallow.
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Facebook is so slow to die. It's incredible. Everyone knows it's a graveyard of a social network. No new users are joining. Young people don't consider it cool anymore. And not just young people. My feed is dead. No person I know shares anything I care about. Yet, somehow Meta is still big. I know there's WhatsApp and Instagram that are still alive, but Facebook is a defining brand for Meta, and it's a graveyard and a content farm no different from Quora that Google still loves so much for no obvious reason while blocking all other content farms since the Google Panda update was released in 2011. Something is fishy here. MySpace died quickly when it's become uncool. Why Facebook doesn't die as quickly?
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Left and came back for marketplace. So there’s that. Also demographic shift to old people
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