On Indigo yesterday, the flight was empty! Entire rows were empty. But @IndiGo6E still gave me a middle seat because I hadn't paid for a seat. Why are corporations like this?

🛡️ Seven in 10 insurance buyers support commission caps, while 82% want upfront disclosure, a @LocalCircles survey found. 📊 The survey also found 86% were not informed about commissions before buying a policy. ✍️@BiswasSrabastee and @anshul91_m report. cnbctv18.com/personal-financ… #Insurance #PersonalFinance #IRDAI

@irdaindia i request you to take action against this policy bazar I bought car only two weeks ago with all insurance and this policy bazar texting me that my insurance expired, it's a harrasment and fraud @policybazaar

Many friends in the media have messaged this am and enquired about @LocalCircles submission to #IRDAI. Yes, we have made multiple submissions demanding their intervention on insurance dark patterns and below are the details. The platforms are riddled with them. As far as insurance commission capping and disclosure goes, LocalCircles is yet to submit the collective consumer feedback to #IRDAI and the regulator is aware that its coming soon. @VishnuFNO @tanmayrauth @ikaveri @drprashantmish6 @ggganeshh @REDBOXINDIA @NIKHILLJHA @TaxPayerPvt @IndiaNewGen

Many friends in the media have messaged this am and enquired about @LocalCircles submission to #IRDAI. Yes, we have made multiple submissions demanding their intervention on insurance dark patterns and below are the details. The platforms are riddled with them. As far as insurance commission capping and disclosure goes, LocalCircles is yet to submit the collective consumer feedback to #IRDAI and the regulator is aware that its coming soon. @VishnuFNO @tanmayrauth @ikaveri @drprashantmish6 @ggganeshh @REDBOXINDIA @NIKHILLJHA @TaxPayerPvt @IndiaNewGen

Why does @IndiGo6E feel like it's running a scam always. At every step it just feels like they are trying to fleece you of money. Did web check in several hours before flight, selected auto assign seat option. Didn't get boarding pass. Now right before flight time it says for have to web check in again and if you're doing webcheckin within 3 hours of flight you have to select a paid seat or won't go ahead. What nonsense. If you call customer care you have to hold minimum 10 mins before getting through. And then they are also like can't help. Are you just trying to cause BP issues @IndiGo6E ?

Nothing is complex, its pure privacy breach by the insurance company and precisely the reason why @LocalCircles has written to #CCPA & #IRDAI to add #privacyzuckering in the #darkpatterns list. Rejecting a health insurance claim by accessing a customer’s google location without consent is plain unacceptable. What if they left the device home?

Mobile tariffs are up 50–200% in 3 years. 71% of telecom users told @LocalCircles this in the just concluded survey. @TRAI has acted on voice-only plans @JM_Scindia The bigger consumer battle is that of data affordability! @VishnuFNO @malpani @yatinmota @sanket @BaluGorade @Akshat_World @ggganeshh @KHURAPATT @ikaveri @TaxPayerPvt @speakshoutroar

Just ~5% of #UPI transactions are above ₹2,000 — but they account for ~65% of transaction value. And that explains why the @LocalCircles survey of 32,796 merchants/businesses found that only 17% are willing to bear a #MDR of 0.4% or higher. Guess what, others will either pass to the consumer or shift to a different payment mode or find ways of breaking the transaction into smaller chunks. The Government should have seriously considered the 0.04% MDR to begin with which 50% merchants were ok with, per the survey. That would have gotten them used to the idea and over time that could have been increased to 0.1% The 0.4% is excessive and will hurt digital payments more than it will help…

The most expensive part of a hospital bill may never touch the hospital at all. A patient admitted for care has no way of knowing whether the price on a medical consumable reflects its actual cost or a markup fixed long before it ever reached the ward. That gap in information is, at its core, a public health issue. A survey of hospital consumables in Maharashtra found an IV infusion set with a trade price of ₹11.05 carrying a printed MRP of ₹325 ; a markup of 2,841%. A syringe procured at ₹6.75 carried an MRP of ₹57.20. A catheter procured at ₹29.41 carried an MRP of ₹310. These are not elective purchases. Patients cannot compare prices, seek alternatives, or question a number printed on a box while receiving care and the MRP itself is often fixed upstream by manufacturers and distributors, disconnected from the trade price by a wide, unexplained margin. The result is a system where the party bearing the cost has the least information to evaluate it. The regulatory gap is structural: scheduled medicines are capped under the Drugs (Prices Control) Order, 2013. Most medical devices and consumables are not leaving both the pricing and the information around it almost entirely unmonitored. A review of these findings and clear guidelines on the permissible gap between trade procurement price and declared MRP have been recommended to the Department of Pharmaceuticals and the NPPA ; a step toward closing not just a pricing gap, but the information gap patients are left to bear alone. #PublicHealth #GoodGovernance #Leadership #TukaramMundhe moneycontrol.com/news/busine…

Honestly but there really isn’t anything wrong with a convenience fee (in general). You want a certain convenience? Maybe you should be willing to pay for it…

Dear @narendramodi @nsitharaman @PMOIndia @AshwiniVaishnaw While the govt, ministers are coming out with many clarifications regarding #MDR on #UPI will not affect Consumers, pls review how Indian railways are charging very high convenience fees on UPI transactions. This needs to be removed ASAP as your motto is to help make India digitally advanced as well as not to burden end users.